2026 Rankings

Best Banks in Texas

50 banks in Texas ranked by our TFS Financial Health Grade. Scores based on capital adequacy, asset quality, earnings, and consumer protection data.

Rank	Institution	City	Assets	Score	Grade
1	The Buckholts State Bank	Buckholts	$134.6M	89.2	B+
2	Grandview Bank	Grandview	$690.1M	86.5	B
3	Pavillion Bank	Richardson	$74.3M	86.5	B
4	Texas State Bank	San Angelo	$430.3M	86.0	B
5	First National Bank of Central Texas	Waco	$1.6B	84.8	B
6	International Bank of Commerce	Laredo	$9.8B	84.5	B
7	Falcon International Bank	Laredo	$2.2B	84.5	B
8	City National Bank	Corsicana	$65.8M	84.3	B
9	First National Bank of Dublin	Dublin	$133.3M	84.0	B
10	Farmers State Bank	Center	$404.0M	83.9	B
11	First National Bank of Bosque County	Valley Mills	$188.6M	83.7	B
12	SouthStar Bank, S.S.B.	Moulton	$1.3B	83.7	B
13	HomeBank Texas	Seagoville	$376.4M	83.5	B
14	Spring Hill State Bank	Longview	$249.7M	83.4	B
15	Community National Bank	Midland	$2.6B	83.3	B
16	Citizens National Bank	Cameron	$660.2M	83.1	B
17	Trinity Bank, N.A.	Fort Worth	$553.4M	83.0	B
18	Arrowhead Bank	Llano	$302.2M	82.3	B-
19	Guadalupe Bank	Kerrville	$243.4M	82.2	B-
20	Bank of Texas	Midland	$526.0M	82.0	B-
21	First National Bank of Hereford	Hereford	$375.3M	82.0	B-
22	The City National Bank of Taylor	Taylor	$239.4M	81.8	B-
23	Texas Community Bank	Laredo	$2.2B	81.7	B-
24	Citizens 1st Bank	Tyler	$819.8M	81.6	B-
25	Prosperity Bank	El Campo	$38.5B	81.5	B-
26	Citizens Bank	Kilgore	$511.7M	81.4	B-
27	Central Bank	Houston	$1.3B	81.3	B-
28	The First National Bank of Tom Bean	Tom Bean	$149.7M	81.2	B-
29	Citizens Bank	Amarillo	$302.8M	81.1	B-
30	Central National Bank	Waco	$1.5B	81.0	B-
31	Commercial National Bank of Texarkana	Texarkana	$328.4M	80.7	B-
32	Commercial Bank of Texas, National Association	Nacogdoches	$1.6B	80.7	B-
33	First Bank	Burkburnett	$677.3M	80.5	B-
34	The City National Bank of Sulphur Springs	Sulphur Springs	$1.4B	80.5	B-
35	Pegasus Bank	Dallas	$1.5B	80.5	B-
36	Citizens National Bank of Texas	Waxahachie	$2.1B	80.4	B-
37	The Commercial National Bank of Brady	Brady	$374.2M	80.3	B-
38	First Community Bank	Corpus Christi	$661.7M	80.3	B-
39	Sanger Bank	Sanger	$226.4M	80.3	B-
40	American First National Bank	Houston	$2.9B	80.3	B-
41	The Bank and Trust, S.S.B.	Del Rio	$584.8M	80.2	B-
42	American Momentum Bank	College Station	$2.8B	80.2	B-
43	First Federal Community Bank, SSB	Paris	$608.0M	80.0	B-
44	Shelby Savings Bank, SSB	Center	$454.0M	80.0	B-
45	Sundown State Bank	Sundown	$308.0M	79.8	C+
46	The First National Bank of Bastrop	Bastrop	$1.1B	79.8	C+
47	The Community Bank	Bridgeport	$198.0M	79.5	C+
48	Harmony Bank	Dallas	$837.9M	79.3	C+
49	Peoples Bank	Lubbock	$1.2B	79.2	C+
50	City Bank	Lubbock	$4.5B	79.2	C+

Rankings based on TFS Financial Health Grades, calculated from FDIC quarterly financial data. Scores reflect capital adequacy, asset quality, earnings, liquidity, growth, and consumer protection metrics.Learn about our methodology

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