Total Assets
$1.2B
Total Deposits
$1.0B
Branches
11
Established
1952
NECHES is a credit union headquartered in Port Neches, Texas, established in 1952. It holds $1.2B in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, NECHES earns a TFS Financial Health Grade of A+ (98.4/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
98.4 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Administration OfficeHQ | 676 Magnolia Ave | Port Neches | TX | Full Service |
| Dowlen Branch | 1955 Dowlen Rd | Beaumont | TX | Full Service |
| Major Drive | 5765 N Major Dr | Beaumont | TX | Full Service |
| Pearl Branch | 1254 Pearl St | Beaumont | TX | Full Service |
| Bridge City Branch | 410 Texas Ave | Bridge City | TX | Full Service |
| Lumberton | 299 Country Lane Dr | Lumberton | TX | Full Service |
| Lumberton High School Branch | 103 S LHS Dr | Lumberton | TX | Full Service |
| Nederland Branch | 2623 Nederland Ave | Nederland | TX | Full Service |
| Nederland High School Branch | 220 N 17th St | Nederland | TX | Full Service |
| Nall Branch | 2239 Nall St | Port Neches | TX | Full Service |
| Port Neches-Groves High School Branch | 1401 Merriman St | Port Neches | TX | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
98.4
Net worth ratio
14.65%
Return on assets
2.09%
60+ day delinquency
0.20%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.