2026 Rankings

Best Banks in Georgia

50 banks in Georgia ranked by our TFS Financial Health Grade. Scores based on capital adequacy, asset quality, earnings, and consumer protection data.

Rank	Institution	City	Assets	Score	Grade
1	First American Bank and Trust Company	Athens	$853.2M	86.8	B
2	The First National Bank of Waynesboro	Waynesboro	$226.5M	86.5	B
3	FNB SOUTH	Alma	$713.6M	86.2	B
4	Durden Banking Company, Incorporated	Twin City	$283.8M	86.1	B
5	Farmers State Bank	Dublin	$152.7M	86.0	B
6	The Citizens Bank of Swainsboro	Swainsboro	$412.9M	85.8	B
7	Bank of Monticello	Monticello	$158.4M	85.0	B
8	Citizens Bank of the South	Sandersville	$362.2M	84.8	B
9	The Citizens Bank of Cochran	Cochran	$202.9M	84.5	B
10	AB&T	Albany	$279.8M	84.2	B
11	Community Bank of Pickens County	Jasper	$629.6M	84.1	B
12	The Security State Bank	Mcrae	$67.8M	83.9	B
13	First Peoples Bank	Pine Mountain	$444.6M	83.6	B
14	PrimeSouth Bank	Blackshear	$1.5B	83.5	B
15	Morris Bank	Dublin	$1.5B	83.5	B
16	United National Bank	Cairo	$312.1M	83.1	B
17	Citizens Bank & Trust, Inc.	Trenton	$130.3M	82.8	B-
18	Commercial Banking Company	Valdosta	$372.7M	82.8	B-
19	Ameris Bank	Atlanta	$27.4B	82.7	B-
20	Craft Bank	Atlanta	$271.6M	81.8	B-
21	First State Bank of Blakely	Blakely	$669.2M	81.7	B-
22	Great Oaks Bank	Richmond Hill	$399.3M	81.3	B-
23	Bank of Dade	Trenton	$160.9M	81.3	B-
24	Farmers State Bank	Lincolnton	$183.8M	81.2	B-
25	Bank of Madison	Madison	$426.3M	81.2	B-
26	Embassy National Bank	Lawrenceville	$218.2M	80.5	B-
27	Family Bank	Pelham	$155.4M	80.2	B-
28	F & M Bank and Trust Company	Manchester	$90.4M	80.1	B-
29	Legacy State Bank	Loganville	$191.3M	79.9	C+
30	Thomasville National Bank	Thomasville	$2.1B	79.8	C+
31	First State Bank	Wrens	$513.0M	79.7	C+
32	River City Bank	Rome	$398.0M	79.3	C+
33	The Citizens National Bank of Quitman	Quitman	$137.2M	79.3	C+
34	The Citizens Bank of Georgia	Cumming	$617.0M	79.2	C+
35	Planters First Bank	Cordele	$453.4M	79.1	C+
36	Georgia First Bank	Soperton	$275.1M	79.0	C+
37	First Port City Bank	Bainbridge	$582.9M	79.0	C+
38	PromiseOne Bank	Duluth	$837.0M	78.5	C+
39	South Georgia Banking Company	Omega	$606.0M	78.5	C+
40	The Claxton Bank	Bellville	$265.3M	78.3	C+
41	The Trust Bank	Lenox	$44.0M	77.8	C+
42	Peach State Bank & Trust	Gainesville	$786.1M	77.8	C+
43	South Georgia Bank	Glennville	$256.1M	77.5	C+
44	Glennville Bank	Glennville	$416.6M	76.9	C
45	Citizens Bank of Americus	Americus	$504.9M	76.8	C
46	Sunmark Community Bank	Perry	$398.6M	76.7	C
47	Tandem Bank	Tucker	$303.7M	76.6	C
48	United Bank	Zebulon	$2.3B	76.5	C
49	BankSouth	Greensboro	$1.6B	76.5	C
50	First National Bank of Griffin	Griffin	$365.9M	76.5	C

Rankings based on TFS Financial Health Grades, calculated from FDIC quarterly financial data. Scores reflect capital adequacy, asset quality, earnings, liquidity, growth, and consumer protection metrics.Learn about our methodology

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