Total Assets
$754.7M
Total Deposits
$653.2M
Branches
11
Established
1975
First National Community Bank is a bank headquartered in Chatsworth, Georgia, established in 1975. It holds $754.7M in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First National Community Bank earns a TFS Financial Health Grade of A+ (93.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
93.5 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First National Community BankHQ | 701 N 3rd Ave | Chatsworth | GA | 11 |
| First National Community Bank | 7741 Adairsville Hwy | Adairsville | GA | 11 |
| First National Community Bank | 1300 Lovers Lane Rd Se | Calhoun | GA | 11 |
| First National Community Bank | 325 Cherokee Pl | Cartersville | GA | 11 |
| First National Community Bank | 104 Village Walk | Dallas | GA | 11 |
| First National Community Bank | 362 Northgate Dr | Dalton | GA | 12 |
| First National Community Bank | 415 S Thornton Ave | Dalton | GA | 11 |
| First National Community Bank | 3400 Hwy 411 North | Eton | GA | 23 |
| First National Community Bank | 2211 Shorter Ave Sw | Rome | GA | 11 |
| First National Community Bank | 501 Broad St | Rome | GA | 11 |
| First National Community Bank | 2950 Martha Berry Hwy Ne | Rome | GA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
93.5
Tier 1 capital ratio
12.92%
Return on assets
1.90%
Non-performing loans
0.43%
Efficiency ratio
48.39%
Asset growth (YoY)
7.94%
Suggested direct comparisons
Warner Robins, GA
$4.9B
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.