2026 Rankings

Best Banks in Florida

50 banks in Florida ranked by our TFS Financial Health Grade. Scores based on capital adequacy, asset quality, earnings, and consumer protection data.

Rank	Institution	City	Assets	Score	Grade
1	Raymond James Bank	Saint Petersburg	$43.4B	80.8	B-
2	Banco do Brasil Americas	Miami	$3.2B	80.7	B-
3	City National Bank of Florida	Miami	$28.0B	80.2	B-
4	Paradise Bank	Boca Raton	$435.1M	79.3	C+
5	Pacific National Bank	Miami	$1.5B	78.6	C+
6	First Bank	Clewiston	$815.5M	77.5	C+
7	Interamerican Bank, A FSB	Miami	$320.5M	77.3	C+
8	Terrabank, National Association	Miami	$853.4M	76.8	C
9	Bank of Central Florida	Lakeland	$1.2B	76.7	C
10	U. S. Century Bank	Doral	$2.8B	76.2	C
11	The Bank of Tampa	Tampa	$2.9B	76.0	C
12	Surety Bank	Deland	$192.6M	75.8	C
13	Florida Capital Bank, National Association	Jacksonville	$652.2M	75.8	C
14	FNBT BANK	Fort Walton Beach	$635.4M	75.5	C
15	Bradesco Bank	Coral Gables	$5.5B	75.2	C
16	Intracoastal Bank	Palm Coast	$550.5M	75.1	C
17	Capital City Bank	Tallahassee	$4.4B	75.0	C
18	Cogent Bank	Orlando	$2.4B	74.8	C
19	One Florida Bank	Orlando	$2.0B	74.5	C
20	First State Bank	Key West	$1.1B	74.4	C
21	BankFlorida	Dade City	$429.6M	74.0	C
22	Marine Bank & Trust Company	Vero Beach	$657.3M	74.0	C
23	Ocean Bank	Miami	$7.4B	73.5	C
24	Evermore Bank	Fort Lauderdale	$293.8M	73.5	C
25	SouthState Bank, National Association	Winter Haven	$67.2B	73.4	C
26	Century Bank of Florida	Tampa	$104.8M	73.4	C
27	Helm Bank USA	Miami	$1.1B	73.3	C
28	Natbank, National Association	Hollywood	$279.0M	73.0	C
29	First Colony Bank of Florida	Maitland	$286.6M	72.8	C-
30	EverBank, National Association	Jacksonville	$46.0B	72.8	C-
31	Desjardins Bank, National Association	Hallandale	$353.1M	72.5	C-
32	Prime Meridian Bank	Tallahassee	$956.4M	72.5	C-
33	Sanibel Captiva Community Bank	Sanibel	$1.0B	72.4	C-
34	Grove Bank & Trust	Miami	$1.4B	72.3	C-
35	Sunstate Bank	Miami	$569.0M	71.6	C-
36	OptimumBank	Fort Lauderdale	$1.1B	71.3	C-
37	Gulfside Bank	Sarasota	$321.1M	71.3	C-
38	Winter Park National Bank	Winter Park	$827.3M	71.0	C-
39	Seacoast National Bank	Stuart	$20.8B	70.8	C-
40	International Finance Bank	Miami	$1.6B	70.3	C-
41	Sunrise Bank	Orlando	$600.3M	70.2	C-
42	Commerce Bank & Trust	Winter Park	$188.9M	70.1	C-
43	Madison County Community Bank	Madison	$202.3M	70.0	D+
44	Flagship Bank	Clearwater	$738.7M	70.0	D+
45	Lafayette State Bank	Mayo	$247.4M	69.9	D+
46	Gala Bank	Ocala	$30.9M	69.8	D+
47	First National Bank of Wauchula	Wauchula	$85.6M	69.7	D+
48	Brannen Bank	Inverness	$1.1B	69.3	D+
49	Citizens Bank and Trust	Frostproof	$1.4B	69.3	D+
50	PNB Community Bank	Niceville	$157.7M	69.0	D+

Rankings based on TFS Financial Health Grades, calculated from FDIC quarterly financial data. Scores reflect capital adequacy, asset quality, earnings, liquidity, growth, and consumer protection metrics.Learn about our methodology

All banks in Florida →All rankings →