Total Assets
$843.0M
Total Deposits
$769.1M
Branches
14
Established
1937
United Southern Bank is a bank headquartered in Umatilla, Florida, established in 1937. It holds $843.0M in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, United Southern Bank earns a TFS Financial Health Grade of B- (76.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
76.1 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| United Southern BankHQ | 750 N Central Ave | Umatilla | FL | 11 |
| United Southern Bank | 331 Raintree Dr | Altoona | FL | 29 |
| United Southern Bank | 24510 State Road 40 | Astor | FL | 11 |
| United Southern Bank | 1510 East Service Road 50 | Clermont | FL | 11 |
| United Southern Bank | 2701 S Bay St | Eustis | FL | 11 |
| United Southern Bank | 13609 N Us Highway 441 | Lady Lake | FL | 11 |
| United Southern Bank | 224 South Us 27 | Lady Lake | FL | 11 |
| United Southern Bank | 27524 Us Highway 27 | Leesburg | FL | 11 |
| United Southern Bank | 10021 County Road 44-West | Leesburg | FL | 11 |
| United Southern Bank | 515 W Main St | Leesburg | FL | 11 |
| United Southern Bank | 900 Lake Port Square Boulevard | Leesburg | FL | 29 |
| United Southern Bank | 19010 Us Highway 441 | Mount Dora | FL | 11 |
| United Southern Bank | 1303 N New Hampshire Ave | Tavares | FL | 11 |
| United Southern Bank | 1017 Us Highway 301 | Wildwood | FL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
76.1
Tier 1 capital ratio
10.77%
Return on assets
1.23%
Non-performing loans
0.44%
Efficiency ratio
61.74%
Asset growth (YoY)
-0.65%
Suggested direct comparisons
Miami Lakes, FL
$34.9B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.