Total Assets
$712.1M
Total Deposits
$634.0M
Branches
11
Established
1935
SPERO FINANCIAL is a credit union headquartered in Greenville, South Carolina, established in 1935. It holds $712.1M in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, SPERO FINANCIAL earns a TFS Financial Health Grade of D (53.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
53.9 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Park AvenueHQ | 420 E Park Ave Ste 100 | Greenville | SC | Full Service |
| Anderson- Highway 81 | 100 Hanna Xing | Anderson | SC | Full Service |
| Anderson- Main | 1720 N Main St | Anderson | SC | Full Service |
| Anderson-Pearman Dairy | 1434 Pearman Dairy Rd | Anderson | SC | Full Service |
| Columbia Branch | 1025 Pulaski St | Columbia | SC | Full Service |
| Easley Branch | 118 Brushy Creek Rd | Easley | SC | Full Service |
| Mills Avenue | 300 Mills Ave | Greenville | SC | Full Service |
| Verdae Branch | 601 Verdae Boulevard | Greenville | SC | Full Service |
| Five Forks Branch | 117 Batesville Rd Ste 200 | Simpsonville | SC | Full Service |
| Spartanburg Branch | 130 N Town Dr | Spartanburg | SC | Full Service |
| Taylors Branch | 3237 Wade Hampton Blvd | Taylors | SC | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
53.9
Net worth ratio
8.12%
Return on assets
0.00%
60+ day delinquency
0.81%
Suggested direct comparisons
Greenville, SC
$299.9M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.