Total Assets
$767.4M
Total Deposits
$683.7M
Branches
12
Established
1935
TEAM ONE is a credit union headquartered in SAGINAW, Michigan, established in 1935. It holds $767.4M in total assets across 12 branch locations. In our editorial opinion, based on public FDIC/NCUA data, TEAM ONE earns a TFS Financial Health Grade of C+ (70.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
70.7 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| SAGINAW MAINHQ | 520 HAYDEN ST | SAGINAW | MI | Full Service |
| BAD AXE | 499 BRICK ST | BAD AXE | MI | Full Service |
| BAY CITY | 401 E MIDLAND ST | BAY CITY | MI | Full Service |
| CARO | 1130 CLEAVER RD | CARO | MI | Full Service |
| Flint | 606 Stevens St | Flint | MI | Full Service |
| Owosso | 1243 E M 21 | Owosso | MI | Full Service |
| VA Hospital | 1500 Weiss St | Saginaw | MI | Full Service |
| Washington Ave | 902 S Washington Ave | Saginaw | MI | Full Service |
| SAGINAW TOWNSHIP | 4075 McCARTY RD | SAGINAW | MI | Full Service |
| THOMAS TOWNSHIP | 8450 GRATIOT RD | SAGINAW | MI | Full Service |
| SANDUSKY | 625 S SANDUSKY RD | SANDUSKY | MI | Full Service |
| Traverse City | 1202 Veterans Dr | Traverse City | MI | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
70.7
Net worth ratio
9.69%
Return on assets
0.88%
60+ day delinquency
0.68%
Suggested direct comparisons
SAGINAW, MI
$38.5M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.