Total Assets
$858.9M
Total Deposits
$759.2M
Branches
13
Established
1947
PFCU is a credit union headquartered in Portland, Michigan, established in 1947. It holds $858.9M in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, PFCU earns a TFS Financial Health Grade of B- (75.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
75.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Portland OfficeHQ | 9077 Charlotte Hwy | Portland | MI | Full Service |
| Caledonia Office | 6451 Cherry Meadow Dr SE | Caledonia | MI | Full Service |
| Durand Office | 311 N Saginaw St | Durand | MI | Full Service |
| Genesee Valley Office | 3378 Lennon Rd | Flint | MI | Full Service |
| VanSlyke Office | G3311 VanSlyke Rd | Flint | MI | Full Service |
| Ionia Office | 4035 S State Rd | Ionia | MI | Full Service |
| Lake Odessa Office | 2025 Lapo Rd | Lake Odessa | MI | Full Service |
| Lansing Office | 644 Migaldi Ln | Lansing | MI | Full Service |
| Lowell Office | 11635 Fulton St E Ste 400 | Lowell | MI | Full Service |
| Owosso Office | 1465 N M-52 Michigan 52 | Owosso | MI | Full Service |
| Perry Office | 150 S Main | Perry | MI | Full Service |
| Swartz Creek Office | 9189 Miller Rd | Swartz Creek | MI | Full Service |
| Westphalia Office | 102 W Main St | Westphalia | MI | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
75.5
Net worth ratio
11.12%
Return on assets
0.91%
60+ day delinquency
0.33%
Suggested direct comparisons
Grand Rapids, MI
$7.5B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.