Total Assets
$904.1M
Total Deposits
$781.0M
Branches
11
Established
1936
MEMBERS FIRST is a credit union headquartered in Midland, Michigan, established in 1936. It holds $904.1M in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, MEMBERS FIRST earns a TFS Financial Health Grade of D (56.6/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
56.6 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Members First Credit Union - WackerlyHQ | 600 W Wackerly St | Midland | MI | Full Service |
| Members First Credit Union-Clare Office | 650 W 5th St | Clare | MI | Full Service |
| Members First Credit Union-Evart Office | 201 E 7th St | Evart | MI | Full Service |
| Members First Credit Union- Gladwin Office | 1291 W Cedar Ave | Gladwin | MI | Full Service |
| Members First Credit Union - Kentwood Office | 4429 Breton RD SE | Grand Rapids | MI | Full Service |
| Members First Credit Union-Harrison Office | 3641 N Clare Ave | Harrison | MI | Full Service |
| Members First Credit Union - Jenison Office | 195 Chicago Dr | Jenison | MI | Full Service |
| Members First Credit Union - Dartmouth Office | 400 Dartmouth Dr | Midland | MI | Full Service |
| Members First Credit Union -Mt. Pleasant Bluegrass | 4490 E Blue Grass Rd | Mt Pleasant | MI | Full Service |
| Members First Credit Union-Mt Pleasant Broadway Office | 4976 E Broadway St | Mt Pleasant | MI | Full Service |
| Members First Credit Union - Saginaw | 4955 Bay Rd | Saginaw | MI | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
56.6
Net worth ratio
8.92%
Return on assets
-0.22%
60+ day delinquency
0.66%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.