Total Assets
$905.3M
Total Deposits
$778.4M
Branches
13
Established
1935
ARBOR FINANCIAL is a credit union headquartered in KALAMAZOO, Michigan, established in 1935. It holds $905.3M in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, ARBOR FINANCIAL earns a TFS Financial Health Grade of C- (64.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
64.5 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Main OfficeHQ | 1551 S 9TH ST | KALAMAZOO | MI | Full Service |
| Caledonia Office | 7200 KALAMAZOO AVE SE | CALEDONIA | MI | Full Service |
| Hudsonville Office | 3961 32nd Ave | HUDSONVILLE | MI | Full Service |
| Gull Road | 5991 GULL RD | KALAMAZOO | MI | Full Service |
| Kalamazoo Office | 5991 GULL RD | KALAMAZOO | MI | Full Service |
| Lawrence | 701 S PAW PAW ST | LAWRENCE | MI | Full Service |
| Otsego-Plainwell Office | 1389 M-89 | OTSEGO | MI | Full Service |
| Paw Paw Office | 315 E SAINT JOSEPH ST | PAW PAW | MI | Full Service |
| Centre Ave Office | 2019 W CENTRE AVE | PORTAGE | MI | Full Service |
| Portage Road Office | 8910 PORTAGE RD | PORTAGE | MI | Full Service |
| Westnedge Ave Office | 5250 S WESTNEDGE AVE | PORTAGE | MI | Full Service |
| Three Rivers Office | 811 W MICHIGAN AVE | THREE RIVERS | MI | Full Service |
| Wyoming Office | 2757 44th St SW | WYOMING | MI | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
64.5
Net worth ratio
10.34%
Return on assets
0.63%
60+ day delinquency
1.28%
Suggested direct comparisons
Grand Rapids, MI
$7.5B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.