Total Assets
$666.9M
Total Deposits
$550.3M
Branches
18
Established
1980
AMERICAN 1 is a credit union headquartered in JACKSON, Michigan, established in 1980. It holds $666.9M in total assets across 18 branch locations. In our editorial opinion, based on public FDIC/NCUA data, AMERICAN 1 earns a TFS Financial Health Grade of C- (61.2/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
61.2 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Home OfficeHQ | 718 E Michigan Ave | Jackson | MI | Full Service |
| Adrian - Maumee | 1586 W Maumee St | Adrian | MI | Full Service |
| Battle Creek | 1 Bedford Rd N | Battle Creek | MI | Full Service |
| Brooklyn | 11301 Brooklyn Rd | Brooklyn | MI | Full Service |
| Chelsea US-12 | 12855 E Old US Highway 12 | Chelsea | MI | Full Service |
| Clark Lake | 3101 Jefferson Rd | Clarklake | MI | Full Service |
| Hillsdale | 3192 W Carleton Rd | Hillsdale | MI | Full Service |
| Cooper St | 900 Cooper St | Jackson | MI | Full Service |
| Drive Thru | 203 N Perrine St | Jackson | MI | Full Service |
| North St | 930 W North St | Jackson | MI | Full Service |
| Parnall | 1521 W Parnall Rd | Jackson | MI | Full Service |
| Robinson Rd | 135 Robinson Rd | Jackson | MI | Full Service |
| Vandercook | 1238 E McDevitt Ave | Jackson | MI | Full Service |
| Manchester | 10903 Mi State Road 52 | Manchester | MI | Full Service |
| Marshall | 106 Winston Dr | Marshall | MI | Full Service |
| Michigan Center | 4400 Page Ave | Michigan Center | MI | Full Service |
| Milan | 108 W Main St | Milan | MI | Full Service |
| Spring Arbor | 6580 Spring Arbor Rd | Spring Arbor | MI | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
61.2
Net worth ratio
15.27%
Return on assets
0.33%
60+ day delinquency
2.14%
Suggested direct comparisons
East Lansing, MI
$8.5B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.