Total Assets
$4.4B
Total Deposits
$3.7B
Branches
24
Established
1954
MICHIGAN SCHOOLS AND GOVERNMENT is a credit union headquartered in Clinton Townshi, Michigan, established in 1954. It holds $4.4B in total assets across 24 branch locations. In our editorial opinion, based on public FDIC/NCUA data, MICHIGAN SCHOOLS AND GOVERNMENT earns a TFS Financial Health Grade of C+ (72.2/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
72.2 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| MainHQ | 40400 Garfield Rd | Clinton Township | MI | Full Service |
| Ann Arbor | 2151 W Stadium Blvd | Ann Arbor | MI | Full Service |
| Bloomfield Hills | 1943 S Telegraph Rd | Bloomfield Hills | MI | Full Service |
| Canton | 44530 Ford Rd | Canton | MI | Full Service |
| Chesterfield | 34700 23 Mile Rd | Chesterfield | MI | Full Service |
| Hall Road | 45120 Marketplace Blvd | Chesterfield | MI | Full Service |
| Clawson (T&I) Branch | 600 N Main St | Clawson | MI | Full Service |
| Farmington Hills | 29657 Orchard Lake Rd | Farmington Hills | MI | Full Service |
| Livonia | 20595 Farmington Rd | Livonia | MI | Full Service |
| Macomb | 16224 26 Mile Rd | Macomb | MI | Full Service |
| Madison Heights | 480 W 12 Mile Rd | Madison Heights | MI | Full Service |
| Rochester Road | 2101 S Rochester Rd | Rochester Hills | MI | Full Service |
| Rochester - The Village | 2950 Walton Blvd | Rochester Hills | MI | Full Service |
| Royal Oak | 31805 Woodward Ave | Royal Oak | MI | Full Service |
| Shores | 24515 Little Mack Ave | Saint Clair Shores | MI | Full Service |
| Saline | 6983 E Michigan Ave | Saline | MI | Full Service |
| 26 Mile Road Shelby | 8010 26 Mile Rd | Shelby Township | MI | Full Service |
| Hayes Road | 48945 Hayes Rd | Shelby Township | MI | Full Service |
| Shelby | 8770 23 Mile Rd | Shelby Township | MI | Full Service |
| Mound Road | 41031 Mound Rd | Sterling Heights | MI | Full Service |
| Sterling Heights | 2356 Metropolitan Pkwy | Sterling Heights | MI | Full Service |
| Troy | 4555 Investment Dr | Troy | MI | Full Service |
| Commerce Township | 3230 N Pontiac Trl | Walled Lake | MI | Full Service |
| Warren | 13602 E 14 Mile Rd | Warren | MI | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
72.2
Net worth ratio
12.20%
Return on assets
0.74%
60+ day delinquency
0.38%
Suggested direct comparisons
Grand Rapids, MI
$7.5B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.