Total Assets
$957.6M
Total Deposits
$835.5M
Branches
13
Established
1953
ALPENA-ALCONA AREA is a credit union headquartered in Alpena, Michigan, established in 1953. It holds $957.6M in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, ALPENA-ALCONA AREA earns a TFS Financial Health Grade of A- (87.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
87.1 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching ALPENA-ALCONA AREA?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Alpena OfficeHQ | 1100 S Bagley St | Alpena | MI | Full Service |
| Alpena North Office | 1013 US Highway 23 N | Alpena | MI | Full Service |
| Wildcat Branch | 3303 S 3rd Ave | Alpena | MI | Full Service |
| Atlanta Office | 12285 Jerome St | Atlanta | MI | Full Service |
| Cheboygan Office | 1005 S Main St | Cheboygan | MI | Full Service |
| Lincoln Office | 111 S Church St | Lincoln | MI | Full Service |
| Tiger Branch | 51 N Barlow Road | Lincoln | MI | Full Service |
| Oscoda Office | 103 S State St | Oscoda | MI | Full Service |
| Owl's Nest | 3550 E River Rd | Oscoda | MI | Full Service |
| Ossineke Office | 11610 US Highway 23 S | Ossineke | MI | Full Service |
| Posen Branch | 10514 Michigan Ave | Posen | MI | Full Service |
| Rogers City Office | 478 N Third St | Rogers City | MI | Full Service |
| Tawas Office | 118 W M 55 | Tawas City | MI | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
87.1
Net worth ratio
12.08%
Return on assets
1.53%
60+ day delinquency
0.61%
Suggested direct comparisons
Grand Rapids, MI
$16.9B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.