Total Assets
$922.1M
Total Deposits
$817.0M
Branches
13
Established
1959
COMMUNITY FIRST is a credit union headquartered in Santa Rosa, California, established in 1959. It holds $922.1M in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, COMMUNITY FIRST earns a TFS Financial Health Grade of C+ (72.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
72.5 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Corporate OfficeHQ | 1105 N Dutton Ave | Santa Rosa | CA | Full Service |
| Clearlake | 14866 Olympic Dr | Clearlake | CA | Full Service |
| Fort Bragg | 147 N Franklin St | Fort Bragg | CA | Full Service |
| Garberville | 757 Redwood Dr | Garberville | CA | Full Service |
| Guerneville | 16200 Main St | Guerneville | CA | Full Service |
| Healdsburg | 32 North St | Healdsburg | CA | Full Service |
| Lakeport | 963 11th St | Lakeport | CA | Full Service |
| Napa | 2375 California Blvd | Napa | CA | Full Service |
| Novato | 1539 S Novato Blvd | Novato | CA | Full Service |
| College | 501 College Ave | Santa Rosa | CA | Full Service |
| Fulton | 1405 Fulton Rd | Santa Rosa | CA | Full Service |
| Sebastopol | 328 N Main St | Sebastopol | CA | Full Service |
| Ukiah | 530 E Perkins St | Ukiah | CA | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
72.5
Net worth ratio
9.94%
Return on assets
1.12%
60+ day delinquency
1.33%
Suggested direct comparisons
Santa Rosa, CA
$959.8M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.