Total Assets
$1.2B
Total Deposits
$1.0B
Branches
16
Established
1958
GUARDIAN is a credit union headquartered in Prattville, Alabama, established in 1958. It holds $1.2B in total assets across 16 branch locations. In our editorial opinion, based on public FDIC/NCUA data, GUARDIAN earns a TFS Financial Health Grade of C+ (71.2/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
71.2 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Guardian WayHQ | 1 Guardian Way | Prattville | AL | Full Service |
| Andalusia | 1215A Dr M L K Jr Expy | Andalusia | AL | Full Service |
| Clanton | 1501 7th St N | Clanton | AL | Full Service |
| Eclectic | 35 Main St | Eclectic | AL | Full Service |
| Greenville | 717 Willow Ln | Greenville | AL | Full Service |
| Maplesville | 9411 AL Highway 22 | Maplesville | AL | Full Service |
| 418 Madison | 418 Madison Ave | Montgomery | AL | Full Service |
| Eastdale | 3380 Eastdale Cir | Montgomery | AL | Full Service |
| Federal | 1789 Cong W L Dickinson Dr | Montgomery | AL | Full Service |
| Taylor Rd. | 2755 Taylor Rd | Montgomery | AL | Full Service |
| Cobbs Ford | 1794 E Main St | Prattville | AL | Full Service |
| Prattville 14 | 102 Interstate Ct | Prattville | AL | Full Service |
| Washington Hill | 300 Jensen Rd | Prattville | AL | Full Service |
| Tallassee | 1401 Gilmer Ave | Tallassee | AL | Full Service |
| Troy | 1120 Highway 231 S | Troy | AL | Full Service |
| Wetumpka | 102 Captain Crommelin Dr | Wetumpka | AL | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
71.2
Net worth ratio
9.57%
Return on assets
1.10%
60+ day delinquency
1.25%
Suggested direct comparisons
HUNTSVILLE, AL
$8.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.