Total Assets
$3.6B
Total Deposits
$3.3B
Branches
28
Established
1953
SOUTHERN ENERGY is a credit union headquartered in BIRMINGHAM, Alabama, established in 1953. It holds $3.6B in total assets across 28 branch locations. In our editorial opinion, based on public FDIC/NCUA data, SOUTHERN ENERGY earns a TFS Financial Health Grade of C- (61.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
61.9 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Main OfficeHQ | 750 17th St N | Birmingham | AL | Full Service |
| Anniston | 925 Quintard Ave | Anniston | AL | Full Service |
| Alabama Power Headquarters | 600 18th St N | Birmingham | AL | Full Service |
| Energy Center at the Colonnade | 3535 Colonnade Pkwy | Birmingham | AL | Full Service |
| Tattersall | 6400 Tattersall Park Dr | Birmingham | AL | Full Service |
| Chelsea | 370 Chelsea Crossroads | Chelsea | AL | Full Service |
| Clanton | 1872 7th St S | Clanton | AL | Full Service |
| Dothan | 2220 Montgomery Hwy | Dothan | AL | Full Service |
| Gardendale | 949 Main St | Gardendale | AL | Full Service |
| Hoover | 4725 Chace Cir | Hoover | AL | Full Service |
| Hueytown | 2901 Allison Bonnett Memorial Dr | Hueytown | AL | Full Service |
| Jasper | 706 20th Ave E | Jasper | AL | Full Service |
| Jasper Central | 410 9th Ave | Jasper | AL | Full Service |
| Mobile | 150 Saint Joseph St | Mobile | AL | Full Service |
| West Mobile | 6396 Airport Blvd | Mobile | AL | Full Service |
| Montgomery | 244 Dexter Ave | Montgomery | AL | Full Service |
| Pelham | 301 Huntley Pkwy | Pelham | AL | Full Service |
| Trussville | 151 Main St | Trussville | AL | Full Service |
| Tuscaloosa | 630 15th St | Tuscaloosa | AL | Full Service |
| Tuscaloosa Queen City | 915 Queen City Ave | Tuscaloosa | AL | Full Service |
| Athens branch | 285 Newton Bridge Rd | Athens | GA | Full Service |
| 30 Allen | 30 Ivan Allen Jr Blvd NW | Atlanta | GA | Full Service |
| Georgia Power HQ | 241 Ralph McGill Blvd NE | Atlanta | GA | Full Service |
| Midtown Atlanta | 10 Peachtree Pl NE | Atlanta | GA | Full Service |
| Forest Park | 62 Lake Mirror Rd | Forest Park | GA | Full Service |
| Henry County branch | 2500 Patrick Henry Pkwy | McDonough | GA | Full Service |
| Savannah branch | 3101 Kilowatt Dr | Savannah | GA | Full Service |
| Gulfport branch | 2201 17th St | Gulfport | MS | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
61.9
Net worth ratio
14.31%
Return on assets
0.46%
60+ day delinquency
0.21%
Suggested direct comparisons
BIRMINGHAM, AL
$7.3M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.