Financial-condition comparison

NORMAL CITY EMPLOYEES vs PEORIA FIRE FIGHTERS

This comparison uses public regulatory filings and TFS methodology. It evaluates financial condition—not checking rates, account fees, service quality, or which institution is universally “best.”

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Credit union

NORMAL CITY EMPLOYEES

Normal, IL

B-

Health score

73.8

Total assets

$4.5M

View full profileData through 2026-Q2

Credit union

PEORIA FIRE FIGHTERS

Peoria, IL

B

Health score

78.4

Total assets

$4.6M

View full profileData through 2026-Q2

Answer first

Different strengths, no blanket winner

PEORIA FIRE FIGHTERS leads on financial health and capitalization and profitability. Those category leads describe current regulatory metrics only and do not establish a universal product or service winner.

Capital and asset-quality definitions are directly comparable for this pair.

Category leaders

Where each institution leads

Financial health

PEORIA FIRE FIGHTERS

Higher TFS health score

Capitalization

PEORIA FIRE FIGHTERS

Higher comparable capital ratio

Profitability

PEORIA FIRE FIGHTERS

Higher return on assets

Lending quality

Too close to call

Lower problem-loan measure

Same-source detail

Financial metrics

Winner markers appear only where the metric definitions are comparable and both values are available.

MetricNORMAL CITY EMPLOYEESPEORIA FIRE FIGHTERS
TFS health score73.8/10078.4/100Leads
Total assets$4.5M$4.6M
Total deposits / shares$4.0M$3.3M
Net worth ratio11.82%28.23%Leads
Return on assets0.72%1.35%Leads
Return on equity6.07%Leads4.76%
60+ day delinquency0.00%0.00%
Net charge-offs-0.22%Leads0.00%
Efficiency ratio——
Loan-to-deposit ratio70.72%110.17%
Asset growth (YoY)——
Deposit / share growth (YoY)——
Branches12
Published CFPB complaints per $1B deposits (12 months)verified mappings only——

Branch and market overlap

NORMAL CITY EMPLOYEES

1 branches

PEORIA FIRE FIGHTERS

2 branches

Both institutions report branches in 1 state: IL.

CFPB complaint coverage

NORMAL CITY EMPLOYEES

Unavailable

PEORIA FIRE FIGHTERS

Unavailable

Counts use an explicitly reviewed CFPB-company-to-regulatory-ID mapping and the same complete 12-month window. Parent-company attribution can include complaints involving affiliates. Lower complaint volume is context—not proof of better service or less consumer harm.

Regulatory-action context

NORMAL CITY EMPLOYEES

0 in TFS registry

PEORIA FIRE FIGHTERS

0 in TFS registry

Institution-level actions come from TFS's exact regulatory-ID registry and are shown as factual context only. They do not affect category winners or the TFS Financial Health Grade. A zero means no action is currently published in this curated registry—not proof that none exists.

Quarterly history

Health and profitability trend

QuarterNORMAL CITY EMPLOYEES scoreNORMAL CITY EMPLOYEES ROAPEORIA FIRE FIGHTERS scorePEORIA FIRE FIGHTERS ROA
2026-Q172.7/1000.61%81.4/1001.44%
2026-Q273.8/1000.72%78.4/1001.35%

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NORMAL CITY EMPLOYEES
PEORIA FIRE FIGHTERS

Coverage boundaries

What this does not conclude

  • • No product-rate, fee, or customer-service winner without product data.
  • • Complaint comparisons appear only when both institutions have reviewed mappings and the same complete source window.
  • • Regulatory actions are displayed separately and are not included in category scoring.

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Financial data comes from FDIC BankFind Suite or NCUA Call Reports as labeled. TFS Health Grades are an editorial assessment, not an official government rating or financial advice. Every valid pair is viewable; pairs enter search automatically only when current data, comparability, and visitor interest meet the publication rules.