This comparison uses public regulatory filings and TFS methodology. It evaluates financial condition—not checking rates, account fees, service quality, or which institution is universally “best.”
Bank
San Antonio, TX
Health score
77.9
Total assets
$5.4B
Bank
Killeen, TX
Health score
72.9
Total assets
$4.6B
Answer first
Broadway National Bank leads on financial health and capitalization and profitability and lending quality; First National Bank Texas leads on growth. Those category leads describe current regulatory metrics only and do not establish a universal product or service winner.
Capital and asset-quality definitions are directly comparable for this pair.
Category leaders
Financial health
Broadway National Bank
Higher TFS health score
Capitalization
Broadway National Bank
Higher comparable capital ratio
Profitability
Broadway National Bank
Higher return on assets
Lending quality
Broadway National Bank
Lower problem-loan measure
Growth
First National Bank Texas
Higher year-over-year asset growth
Same-source detail
Winner markers appear only where the metric definitions are comparable and both values are available.
| Metric | Broadway National Bank | First National Bank Texas |
|---|---|---|
| TFS health score | 77.9/100Leads | 72.9/100 |
| Total assets | $5.4B | $4.6B |
| Total deposits / shares | $4.9B | $4.1B |
| Tier 1 capital ratio | 10.93%Leads | 9.12% |
| Return on assets | 1.74%Leads | 1.21% |
| Return on equity | 20.65%Leads |
Broadway National Bank
34 branches
First National Bank Texas
358 branches
Both institutions report branches in 1 state: TX.
Broadway National Bank
Unavailable
First National Bank Texas
Unavailable
Counts use an explicitly reviewed CFPB-company-to-regulatory-ID mapping and the same complete 12-month window. Parent-company attribution can include complaints involving affiliates. Lower complaint volume is context—not proof of better service or less consumer harm.
Broadway National Bank
0 in TFS registry
First National Bank Texas
0 in TFS registry
Institution-level actions come from TFS's exact regulatory-ID registry and are shown as factual context only. They do not affect category winners or the TFS Financial Health Grade. A zero means no action is currently published in this curated registry—not proof that none exists.
Quarterly history
| Quarter | Broadway National Bank score | Broadway National Bank ROA | First National Bank Texas score | First National Bank Texas ROA |
|---|---|---|---|---|
| 2024-Q3 | — | 1.07% | — | 1.00% |
| 2024-Q4 | — | 1.15% | — | 1.00% |
| 2025-Q1 | — | 1.19% | — | 1.09% |
| 2025-Q2 | — | 1.25% | — | 1.08% |
| 2025-Q3 | — | 1.33% | — | 1.08% |
| 2025-Q4 | — | 1.35% | — | 1.07% |
| 2026-Q1 | 78.7/100 |
Keep watching
Get access to your dashboard watchlist and future financial-grade alerts.
Coverage boundaries
Related comparisons
Financial data comes from FDIC BankFind Suite or NCUA Call Reports as labeled. TFS Health Grades are an editorial assessment, not an official government rating or financial advice. Arbitrary comparison pairs are available dynamically but remain noindex unless curated for data completeness and user value.
| 18.70% |
| Non-performing loans | 0.19%Leads | 1.23% |
| Net charge-offs | 0.13%Leads | 0.84% |
| Efficiency ratio | 57.85%Leads | 84.51% |
| Loan-to-deposit ratio | 64.58% | 55.14% |
| Asset growth (YoY) | -6.51% | 7.49%Leads |
| Deposit / share growth (YoY) | -5.64% | 7.34%Leads |
| Branches | 34 | 358 |
| Published CFPB complaints per $1B deposits (12 months)verified mappings only | — | — |
| 1.52% |
| 72.1/100 |
| 1.11% |
| 2026-Q2 | 77.9/100 | 1.74% | 72.9/100 | 1.21% |