Total Assets
$2.3B
Total Deposits
$1.5B
Branches
16
Established
1921
WaterStone Bank, SSB is a bank headquartered in Wauwatosa, Wisconsin, established in 1921. It holds $2.3B in total assets across 16 branch locations. In our editorial opinion, based on public FDIC/NCUA data, WaterStone Bank, SSB earns a TFS Financial Health Grade of B- (73.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
73.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching WaterStone Bank, SSB?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| WaterStone Bank, SSBHQ | 11200 W Plank Ct | Wauwatosa | WI | 21 |
| WaterStone Bank, SSB | 21505 Us-18 E | Brookfield | WI | 11 |
| WaterStone Bank, SSB | 17495 W Capitol Dr | Brookfield | WI | 11 |
| WaterStone Bank, SSB | 8607 N Port Washington Rd | Fox Point | WI | 11 |
| WaterStone Bank, SSB | 6555 S 108th St | Franklin | WI | 11 |
| WaterStone Bank, SSB | W188n9820 Appleton Ave | Germantown | WI | 11 |
| WaterStone Bank, SSB | 5000 W Loomis Rd | Greenfield | WI | 11 |
| WaterStone Bank, SSB | 6801 W Oklahoma Ave | Milwaukee | WI | 11 |
| WaterStone Bank, SSB | 6560 S 27th St | Oak Creek | WI | 11 |
| WaterStone Bank, SSB | 8780 S Howell Ave | Oak Creek | WI | 11 |
| WaterStone Bank, SSB | 1239-45 Oconomowoc Drive | Oconomowoc | WI | 11 |
| WaterStone Bank, SSB | 1230 George Towne Dr | Pewaukee | WI | 11 |
| WaterStone Bank, SSB | 7136 W State St | Wauwatosa | WI | 23 |
| WaterStone Bank, SSB | 7500 W State St | Wauwatosa | WI | 11 |
| WaterStone Bank, SSB | 10296 W National Ave | West Allis | WI | 11 |
| WaterStone Bank, SSB | 10101 W Greenfield Ave | West Allis | WI | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
73.5
Tier 1 capital ratio
15.43%
Return on assets
1.28%
Non-performing loans
0.36%
Efficiency ratio
75.19%
Asset growth (YoY)
-0.13%
Suggested direct comparisons
Madison, WI
$8.3B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.