Total Assets
$3.4B
Total Deposits
$2.8B
Branches
20
Established
1908
Lake Ridge Bank is a bank headquartered in Middleton, Wisconsin, established in 1908. It holds $3.4B in total assets across 20 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Lake Ridge Bank earns a TFS Financial Health Grade of B (78.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
78.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Lake Ridge BankHQ | 8301 University Ave | Middleton | WI | 11 |
| Lake Ridge Bank | 110 Greenway Cross Ct | Belleville | WI | 11 |
| Lake Ridge Bank | 1030 Mills St | Black Earth | WI | 11 |
| Lake Ridge Bank | 229 Douglas Dr | Brooklyn | WI | 11 |
| Lake Ridge Bank | 341 W Cottage Grove Rd | Cottage Grove | WI | 11 |
| Lake Ridge Bank | 2535 Main St | Cross Plains | WI | 11 |
| Lake Ridge Bank | 1205 Main St | Cross Plains | WI | 21 |
| Lake Ridge Bank | 2615 Westview Ct | Cross Plains | WI | 11 |
| Lake Ridge Bank | 2 E Main St | Evansville | WI | 11 |
| Lake Ridge Bank | 2605 Kennedy Rd | Janesville | WI | 11 |
| Lake Ridge Bank | 1965 Atwood Ave | Madison | WI | 11 |
| Lake Ridge Bank | 3207 Parmenter St | Middleton | WI | 11 |
| Lake Ridge Bank | 6430 Bridge Rd | Monona | WI | 11 |
| Lake Ridge Bank | 5515 Monona Dr | Monona | WI | 11 |
| Lake Ridge Bank | 1740 Springdale St | Mount Horeb | WI | 11 |
| Lake Ridge Bank | 512 Highway 69 | New Glarus | WI | 11 |
| Lake Ridge Bank | 883 N Main St | Oregon | WI | 11 |
| Lake Ridge Bank | 603 Phillips Blvd | Sauk City | WI | 11 |
| Lake Ridge Bank | 108 N Main St | Verona | WI | 11 |
| Lake Ridge Bank | 610 W Main St | Waunakee | WI | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
78.5
Tier 1 capital ratio
9.95%
Return on assets
1.05%
Non-performing loans
0.34%
Efficiency ratio
60.75%
Asset growth (YoY)
7.87%
Suggested direct comparisons
Madison, WI
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$2.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.