Total Assets
$2.9B
Total Deposits
$2.3B
Branches
34
Established
1933
National Exchange Bank and Trust is a bank headquartered in Fond Du Lac, Wisconsin, established in 1933. It holds $2.9B in total assets across 34 branch locations. In our editorial opinion, based on public FDIC/NCUA data, National Exchange Bank and Trust earns a TFS Financial Health Grade of A (89.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
89.9 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| National Exchange Bank and TrustHQ | 130 S Main St | Fond Du Lac | WI | 11 |
| National Exchange Bank and Trust | 901 Wisconsin St | Adell | WI | 11 |
| National Exchange Bank and Trust | 6278 Blueberry Rd | Allenton | WI | 11 |
| National Exchange Bank and Trust | 1609 N Spring St | Beaver Dam | WI | 11 |
| National Exchange Bank and Trust | 600 E Clark St | Brandon | WI | 11 |
| National Exchange Bank and Trust | 505 Main St | Brownsville | WI | 11 |
| National Exchange Bank and Trust | 114 N Fond Du Lac Ave | Campbellsport | WI | 11 |
| National Exchange Bank and Trust | 323 S Main St | Cedar Grove | WI | 11 |
| National Exchange Bank and Trust | 1265 E Chestnut St | Chilton | WI | 11 |
| National Exchange Bank and Trust | 209 N Front St | Coloma | WI | 11 |
| National Exchange Bank and Trust | 509 Main Street | Dalton | WI | 11 |
| National Exchange Bank and Trust | 404 E Main St | Eden | WI | 11 |
| National Exchange Bank and Trust | 274 Osthoff Ave | Elkhart Lake | WI | 11 |
| National Exchange Bank and Trust | 130 S Main St | Fond Du Lac | WI | 27 |
| National Exchange Bank and Trust | 676 W Johnson St | Fond Du Lac | WI | 11 |
| National Exchange Bank and Trust | 1125 E Johnson St | Fond Du Lac | WI | 11 |
| National Exchange Bank and Trust | 346 N Main St | Fond Du Lac | WI | 11 |
| National Exchange Bank and Trust | 211 N Wisconsin Dr | Howards Grove | WI | 11 |
| National Exchange Bank and Trust | 120 North South Street | Kingston | WI | 11 |
| National Exchange Bank and Trust | 1802 Horicon St | Mayville | WI | 11 |
| National Exchange Bank and Trust | 24 West St | Montello | WI | 11 |
| National Exchange Bank and Trust | 516 Fond Du Lac St | Mount Calvary | WI | 11 |
| National Exchange Bank and Trust | N10504 County Road G | New Holstein | WI | 11 |
| National Exchange Bank and Trust | 200 W Main St | Omro | WI | 11 |
| National Exchange Bank and Trust | 113 Lake St | Pardeeville | WI | 11 |
| National Exchange Bank and Trust | 705 W Water St | Princeton | WI | 11 |
| National Exchange Bank and Trust | 154 Stark St | Randolph | WI | 23 |
| National Exchange Bank and Trust | 103 N High St | Randolph | WI | 11 |
| National Exchange Bank and Trust | 100 Lafayette St | Rosendale | WI | 11 |
| National Exchange Bank and Trust | 191 N Main St | Sheboygan Falls | WI | 11 |
| National Exchange Bank and Trust | W239 N1700 Busse Road | Waukesha | WI | 11 |
| National Exchange Bank and Trust | 210 E Main St | Waupun | WI | 11 |
| National Exchange Bank and Trust | 1320 W Paradise Dr | West Bend | WI | 11 |
| National Exchange Bank and Trust | 326 E 2nd St | Westfield | WI | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
89.9
Tier 1 capital ratio
20.06%
Return on assets
1.69%
Non-performing loans
0.37%
Efficiency ratio
48.90%
Asset growth (YoY)
0.12%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.