Total Assets
$1.6B
Total Deposits
$1.1B
Branches
21
Established
1891
Union Bank is a bank headquartered in Morrisville, Vermont, established in 1891. It holds $1.6B in total assets across 21 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Union Bank earns a TFS Financial Health Grade of C (66.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
66.7 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Union BankHQ | 20 Main St | Morrisville | VT | 11 |
| Union Bank | 3 State St | Groveton | NH | 11 |
| Union Bank | 135 Main St | Lincoln | NH | 11 |
| Union Bank | 263 Dells Rd | Littleton | NH | 11 |
| Union Bank | 76 Main St | Littleton | NH | 11 |
| Union Bank | 120 North South Road | North Conway | NH | 11 |
| Union Bank | 2541 White Mountain Hwy Bldg | North Conway | NH | 24 |
| Union Bank | 1028 Us Route 302 | Berlin | VT | 11 |
| Union Bank | 16 Browns River Rd | Fairfax | VT | 11 |
| Union Bank | 103 Vermont 15 West | Hardwick | VT | 11 |
| Union Bank | 5062 Vt Route 15 | Jeffersonville | VT | 11 |
| Union Bank | 368 Vermont Route 15 | Jericho | VT | 11 |
| Union Bank | 183 Depot St | Lyndonville | VT | 11 |
| Union Bank | 65 Northgate Ave | Morrisville | VT | 11 |
| Union Bank | 15 Mapleville Depot | Saint Albans | VT | 11 |
| Union Bank | 325 Portland St | Saint Johnsbury | VT | 11 |
| Union Bank | 364 Railroad Street | Saint Johnsbury | VT | 24 |
| Union Bank | 5068 Shelburne Rd | Shelburne | VT | 11 |
| Union Bank | 30 Kimball Ave | South Burlington | VT | 99 |
| Union Bank | 47 Park St | Stowe | VT | 11 |
| Union Bank | 31 Market St | Williston | VT | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
66.7
Tier 1 capital ratio
7.82%
Return on assets
0.80%
Non-performing loans
1.35%
Efficiency ratio
75.99%
Asset growth (YoY)
5.32%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.