Total Assets
$1.6B
Total Deposits
$1.4B
Branches
16
Established
1998
Virginia National Bank is a bank headquartered in Charlottesville, Virginia, established in 1998. It holds $1.6B in total assets across 16 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Virginia National Bank earns a TFS Financial Health Grade of A (90.8/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
90.8 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Virginia National BankHQ | 222 E Main St | Charlottesville | VA | 11 |
| Virginia National Bank | 28904 North James Madison Highway | Arvonia | VA | 27 |
| Virginia National Bank | 6207 Station Dr | Bealeton | VA | 11 |
| Virginia National Bank | 3543 Catlett Rd | Catlett | VA | 11 |
| Virginia National Bank | 222 E Main St | Charlottesville | VA | 27 |
| Virginia National Bank | 404 People Pl | Charlottesville | VA | 11 |
| Virginia National Bank | 301 E Water St | Charlottesville | VA | 23 |
| Virginia National Bank | 1580 Seminole Trl | Charlottesville | VA | 27 |
| Virginia National Bank | 1900 Arlington Blvd | Charlottesville | VA | 11 |
| Virginia National Bank | 15240 Washington St | Haymarket | VA | 11 |
| Virginia National Bank | 8091 Sudley Rd | Manassas | VA | 11 |
| Virginia National Bank | 1401 Roseneath Rd | Richmond | VA | 11 |
| Virginia National Bank | 6464 Main St | The Plains | VA | 11 |
| Virginia National Bank | 5119 Lee Hwy | Warrenton | VA | 11 |
| Virginia National Bank | 87 W Lee Hwy | Warrenton | VA | 11 |
| Virginia National Bank | 3119 Valley Ave | Winchester | VA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
90.8
Tier 1 capital ratio
13.21%
Return on assets
1.86%
Non-performing loans
0.47%
Efficiency ratio
43.23%
Asset growth (YoY)
0.17%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.