Total Assets
$2.6B
Total Deposits
$2.1B
Branches
16
Established
1933
Extraco Banks, National Association is a bank headquartered in Temple, Texas, established in 1933. It holds $2.6B in total assets across 16 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Extraco Banks, National Association earns a TFS Financial Health Grade of C+ (71.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
71.5 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Extraco Banks, National AssociationHQ | 3615 S 31st St | Temple | TX | 11 |
| Extraco Banks, National Association | 2000 N Main St | Belton | TX | 11 |
| Extraco Banks, National Association | 2706 S Texas Ave | Bryan | TX | 11 |
| Extraco Banks, National Association | 4189 State Hwy 6 S | College Station | TX | 11 |
| Extraco Banks, National Association | 1003 E Business 190 | Copperas Cove | TX | 11 |
| Extraco Banks, National Association | 800 E Main St | Gatesville | TX | 11 |
| Extraco Banks, National Association | 1504 Williams Dr | Georgetown | TX | 11 |
| Extraco Banks, National Association | 1208 E Main St | Hamilton | TX | 11 |
| Extraco Banks, National Association | 100 W Central Texas Expy | Harker Heights | TX | 11 |
| Extraco Banks, National Association | 1002 W Central Texas Expy | Killeen | TX | 11 |
| Extraco Banks, National Association | 102 S. 1st Street | Temple | TX | 11 |
| Extraco Banks, National Association | 3615 S 31st St | Temple | TX | 23 |
| Extraco Banks, National Association | 18 S Main St # 20 | Temple | TX | 29 |
| Extraco Banks, National Association | 605 S University Parks Dr | Waco | TX | 11 |
| Extraco Banks, National Association | 200 Hewitt Dr | Waco | TX | 11 |
| Extraco Banks, National Association | 1700 N Valley Mills Dr | Waco | TX | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
71.5
Tier 1 capital ratio
8.67%
Return on assets
0.78%
Non-performing loans
0.04%
Efficiency ratio
75.67%
Asset growth (YoY)
4.02%
Suggested direct comparisons
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Austin, TX
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.