Total Assets
$1.4B
Total Deposits
$1.2B
Branches
17
Established
1889
The City National Bank of Sulphur Springs is a bank headquartered in Sulphur Springs, Texas, established in 1889. It holds $1.4B in total assets across 17 branch locations. In our editorial opinion, based on public FDIC/NCUA data, The City National Bank of Sulphur Springs earns a TFS Financial Health Grade of A (89.2/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
89.2 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| The City National Bank of Sulphur SpringsHQ | 201 Connally St | Sulphur Springs | TX | 11 |
| The City National Bank of Sulphur Springs | 101 W Main St | Atlanta | TX | 11 |
| The City National Bank of Sulphur Springs | 875 W Dallas St | Canton | TX | 11 |
| The City National Bank of Sulphur Springs | 711 E Lennon Dr | Emory | TX | 11 |
| The City National Bank of Sulphur Springs | 895 Broadway Ave | Gladewater | TX | 11 |
| The City National Bank of Sulphur Springs | 300 W Frank St | Grand Saline | TX | 11 |
| The City National Bank of Sulphur Springs | 205 N Beaulah St | Hawkins | TX | 11 |
| The City National Bank of Sulphur Springs | 2454 S Fm 2869 | Hawkins | TX | 11 |
| The City National Bank of Sulphur Springs | 200 N Pacific St | Mineola | TX | 11 |
| The City National Bank of Sulphur Springs | 101 Us Highway 67 E | Naples | TX | 11 |
| The City National Bank of Sulphur Springs | 220 Jefferson St | Pittsburg | TX | 11 |
| The City National Bank of Sulphur Springs | 401 Hwy 59 N | Queen City | TX | 11 |
| The City National Bank of Sulphur Springs | 501 E Goode St | Quitman | TX | 11 |
| The City National Bank of Sulphur Springs | 1133 Mockingbird Ln | Sulphur Springs | TX | 11 |
| The City National Bank of Sulphur Springs | 500 N 4th St | Wills Point | TX | 11 |
| The City National Bank of Sulphur Springs | 210 S Main St | Winnsboro | TX | 11 |
| The City National Bank of Sulphur Springs | 120 N Main St | Yantis | TX | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
89.2
Tier 1 capital ratio
9.78%
Return on assets
2.28%
Non-performing loans
0.15%
Efficiency ratio
53.95%
Asset growth (YoY)
3.44%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.