Total Assets
$794.4M
Total Deposits
$697.4M
Branches
9
Established
1979
First Community Bank is a bank headquartered in San Benito, Texas, established in 1979. It holds $794.4M in total assets across 9 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First Community Bank earns a TFS Financial Health Grade of B+ (84.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
84.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching First Community Bank?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First Community BankHQ | 1151 W Us Highway 77 | San Benito | TX | 11 |
| First Community Bank | 470 E Morrison Rd | Brownsville | TX | 11 |
| First Community Bank | 405 North Stuart Place Road | Harlingen | TX | 11 |
| First Community Bank | 806 S 77 Sunshine Strip | Harlingen | TX | 11 |
| First Community Bank | 205 E Ocean Blvd | Los Fresnos | TX | 11 |
| First Community Bank | 8000 N 10th St | Mcallen | TX | 11 |
| First Community Bank | 729 E Hidalgo Ave | Raymondville | TX | 11 |
| First Community Bank | 600 S Sam Houston Blvd | San Benito | TX | 11 |
| First Community Bank | 2701 Padre Blvd | South Padre Island | TX | 11 |
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
84.3
Tier 1 capital ratio
10.36%
Return on assets
1.78%
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Non-performing loans
0.01%
Efficiency ratio
55.21%
Asset growth (YoY)
4.33%
Suggested direct comparisons
Maverick Bank
Fort Davis, TX
$809.1M
Citizens 1st Bank
Tyler, TX
$811.0M
American Bank, National Association
Dallas, TX
$773.8M
Schertz Bank & Trust
Schertz, TX
$770.1M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.