Total Assets
$3.3B
Total Deposits
$2.9B
Branches
36
Established
1983
Lone Star National Bank is a bank headquartered in Pharr, Texas, established in 1983. It holds $3.3B in total assets across 36 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Lone Star National Bank earns a TFS Financial Health Grade of B+ (81.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
81.1 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Lone Star National BankHQ | 206 W Ferguson St | Pharr | TX | 11 |
| Lone Star National Bank | 3100 N Indiana Ave | Brownsville | TX | 11 |
| Lone Star National Bank | 3300 North Expressway 83 | Brownsville | TX | 11 |
| Lone Star National Bank | 1200 Boca Chica Blvd | Brownsville | TX | 11 |
| Lone Star National Bank | 101 America Dr | Brownsville | TX | 11 |
| Lone Star National Bank | 1505 W Freddy Gonzalez Dr | Edinburg | TX | 11 |
| Lone Star National Bank | 117 S 10th Ave | Edinburg | TX | 11 |
| Lone Star National Bank | 1901 N Ed Carey Dr | Harlingen | TX | 11 |
| Lone Star National Bank | 633 S International Blvd | Hidalgo | TX | 11 |
| Lone Star National Bank | 1300 E Ridge Rd | Mcallen | TX | 11 |
| Lone Star National Bank | 5515 N 10th St | Mcallen | TX | 11 |
| Lone Star National Bank | 4500 N 10th St | Mcallen | TX | 11 |
| Lone Star National Bank | 200 Lindberg Ave | Mcallen | TX | 11 |
| Lone Star National Bank | 600 E Nolana Ave | Mcallen | TX | 11 |
| Lone Star National Bank | 5537 N Mccoll Rd | Mcallen | TX | 11 |
| Lone Star National Bank | 800 N Main St | Mcallen | TX | 11 |
| Lone Star National Bank | 520 E Nolana Ave | Mcallen | TX | 11 |
| Lone Star National Bank | 3605 Buddy Owens Ave | Mcallen | TX | 11 |
| Lone Star National Bank | 2109 S 10th St | Mcallen | TX | 11 |
| Lone Star National Bank | 605 S. Alton Blvd. | Mission | TX | 11 |
| Lone Star National Bank | 720 E Veterans Blvd | Mission | TX | 11 |
| Lone Star National Bank | 2003 E Griffin Pkwy | Mission | TX | 11 |
| Lone Star National Bank | 1100 S Bryan Rd | Mission | TX | 11 |
| Lone Star National Bank | 300 S Cage Blvd | Pharr | TX | 11 |
| Lone Star National Bank | 2300 E Main St | Rio Grande City | TX | 11 |
| Lone Star National Bank | 201 N Texas St | Rio Grande City | TX | 11 |
| Lone Star National Bank | 129 N Fm 3167 | Rio Grande City | TX | 11 |
| Lone Star National Bank | 305 East Grant (u.S. Highway 83) | Roma | TX | 11 |
| Lone Star National Bank | 6986 S Zarzamora St | San Antonio | TX | 11 |
| Lone Star National Bank | 3424 Paesanos Parkway St 102 | San Antonio | TX | 11 |
| Lone Star National Bank | 7954 Fredericksburg Rd | San Antonio | TX | 11 |
| Lone Star National Bank | 15236 Huebner Rd | San Antonio | TX | 11 |
| Lone Star National Bank | 381 West Loop 1604 | San Antonio | TX | 11 |
| Lone Star National Bank | 601 Padre Blvd | South Padre Island | TX | 11 |
| Lone Star National Bank | 620 W Expressway 83 | Weslaco | TX | 11 |
| Lone Star National Bank | 214 S Texas Blvd | Weslaco | TX | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
81.1
Tier 1 capital ratio
12.87%
Return on assets
1.44%
Non-performing loans
1.06%
Efficiency ratio
63.12%
Asset growth (YoY)
2.18%
Suggested direct comparisons
$43.9B
$3.2B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.