Total Assets
$1.7B
Total Deposits
$1.5B
Branches
23
Established
1901
Commercial Bank of Texas, National Association is a bank headquartered in Nacogdoches, Texas, established in 1901. It holds $1.7B in total assets across 23 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Commercial Bank of Texas, National Association earns a TFS Financial Health Grade of A (91.4/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
91.4 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Commercial Bank of Texas, National AssociationHQ | 215 E Main St | Nacogdoches | TX | 11 |
| Commercial Bank of Texas, National Association | 7463 E Us Highway 69 | Alba | TX | 11 |
| Commercial Bank of Texas, National Association | 1219 W Mcdermott Dr | Allen | TX | 12 |
| Commercial Bank of Texas, National Association | 1716 Forest Ridge Dr | Bedford | TX | 11 |
| Commercial Bank of Texas, National Association | 7th And Spruce Streets | Cushing | TX | 11 |
| Commercial Bank of Texas, National Association | 501 N Temple Dr | Diboll | TX | 11 |
| Commercial Bank of Texas, National Association | 109 W Parker St | Elkhart | TX | 11 |
| Commercial Bank of Texas, National Association | 107 E Quitman St | Emory | TX | 11 |
| Commercial Bank of Texas, National Association | 201 State Highway 78 S | Farmersville | TX | 11 |
| Commercial Bank of Texas, National Association | 401 W Main St | Kennard | TX | 11 |
| Commercial Bank of Texas, National Association | 201 S Mill St | Lewisville | TX | 11 |
| Commercial Bank of Texas, National Association | 1901 Tulane Dr | Lufkin | TX | 11 |
| Commercial Bank of Texas, National Association | 1523 W Frank Ave | Lufkin | TX | 11 |
| Commercial Bank of Texas, National Association | 600 S 1st St | Lufkin | TX | 11 |
| Commercial Bank of Texas, National Association | 321 N Central Expy | Mckinney | TX | 11 |
| Commercial Bank of Texas, National Association | 4929 North St | Nacogdoches | TX | 12 |
| Commercial Bank of Texas, National Association | 222 Vista Blvd | Nacogdoches | TX | 12 |
| Commercial Bank of Texas, National Association | 215 E Main St | Nacogdoches | TX | 29 |
| Commercial Bank of Texas, National Association | 1629 N University Dr | Nacogdoches | TX | 11 |
| Commercial Bank of Texas, National Association | 2121 South Loop 256 | Palestine | TX | 11 |
| Commercial Bank of Texas, National Association | 210 Harrison Ave | Roxton | TX | 11 |
| Commercial Bank of Texas, National Association | 102 W Columbia St | San Augustine | TX | 11 |
| Commercial Bank of Texas, National Association | 217 Rusk Ave | Wells | TX | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
91.4
Tier 1 capital ratio
10.60%
Return on assets
1.62%
Non-performing loans
0.14%
Efficiency ratio
55.54%
Asset growth (YoY)
5.80%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.