Total Assets
$2.9B
Total Deposits
$2.6B
Branches
13
Established
1979
West Texas National Bank is a bank headquartered in Midland, Texas, established in 1979. It holds $2.9B in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, West Texas National Bank earns a TFS Financial Health Grade of B (80.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
80.7 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching West Texas National Bank?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| West Texas National BankHQ | 6 Desta Dr | Midland | TX | 11 |
| West Texas National Bank | 101 E Avenue E | Alpine | TX | 11 |
| West Texas National Bank | 720 S Gaston St | Crane | TX | 11 |
| West Texas National Bank | 810 E Broadway St | Denver City | TX | 11 |
| West Texas National Bank | 101 S East Ave | Kermit | TX | 11 |
| West Texas National Bank | 6502 Slide Rd | Lubbock | TX | 11 |
| West Texas National Bank | 300 N Marienfeld St | Midland | TX | 11 |
| West Texas National Bank | 5401 W Wadley Ave | Midland | TX | 11 |
| West Texas National Bank | 6010 E Highway 191 | Odessa | TX | 11 |
| West Texas National Bank | 112 E 6th St | Pecos | TX | 11 |
| West Texas National Bank | 3320 - 3322 Olton Road | Plainview | TX | 11 |
| West Texas National Bank | 200 Se Avenue B | Seminole | TX | 11 |
| West Texas National Bank | 53610 Texas 118 | Terlingua | TX | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
80.7
Tier 1 capital ratio
10.52%
Return on assets
1.59%
Non-performing loans
1.67%
Efficiency ratio
46.51%
Asset growth (YoY)
7.05%
Suggested direct comparisons
Midland, TX
$136.2M
$2.8B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.