Total Assets
$1.4B
Total Deposits
$1.2B
Branches
25
Established
1985
Rio Bank is a bank headquartered in Mcallen, Texas, established in 1985. It holds $1.4B in total assets across 25 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Rio Bank earns a TFS Financial Health Grade of B- (75.8/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
75.8 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Rio BankHQ | 701 E Expressway 83 | Mcallen | TX | 11 |
| Rio Bank | 1108 Main St | Blanco | TX | 11 |
| Rio Bank | 3401 Old Highway 77 | Brownsville | TX | 11 |
| Rio Bank | 401 E. Highway 290 West | Dripping Springs | TX | 11 |
| Rio Bank | 442 W Santa Rosa Ave | Edcouch | TX | 23 |
| Rio Bank | 621 W University Dr | Edinburg | TX | 11 |
| Rio Bank | 300 West Edinburg Avenue | Elsa | TX | 11 |
| Rio Bank | 610 West Main Street | Fredericksburg | TX | 11 |
| Rio Bank | 601 S Stuart Place Rd | Harlingen | TX | 11 |
| Rio Bank | 403 Us Highways 281 And 290 South | Johnson City | TX | 11 |
| Rio Bank | 1001 Highway 1431 | Marble Falls | TX | 11 |
| Rio Bank | 720 E Jackson Ave | Mcallen | TX | 11 |
| Rio Bank | 4120 N Mccoll Rd | Mcallen | TX | 11 |
| Rio Bank | 1655 N 23rd St | Mcallen | TX | 11 |
| Rio Bank | 401 N Bentsen Palm Dr | Mission | TX | 11 |
| Rio Bank | 712 W Main St | Rio Grande City | TX | 11 |
| Rio Bank | 47 E Grant St | Roma | TX | 11 |
| Rio Bank | 19223 Stone Oak Pkwy | San Antonio | TX | 11 |
| Rio Bank | 5700 Broadway | San Antonio | TX | 11 |
| Rio Bank | 150 N Loop 1604 E | San Antonio | TX | 11 |
| Rio Bank | 15142 San Pedro Ave | San Antonio | TX | 11 |
| Rio Bank | 200 Austin Hwy | San Antonio | TX | 24 |
| Rio Bank | 401 W Fm 495 | San Juan | TX | 11 |
| Rio Bank | 3124 E Business 83 | Weslaco | TX | 11 |
| Rio Bank | 1000 N Westgate Dr | Weslaco | TX | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
75.8
Tier 1 capital ratio
10.03%
Return on assets
0.91%
Non-performing loans
0.53%
Efficiency ratio
71.17%
Asset growth (YoY)
1.25%
Suggested direct comparisons
San Antonio, TX
$54.0B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.