Total Assets
$768.9M
Total Deposits
$683.3M
Branches
8
Established
1984
Sage Capital Bank, is a bank headquartered in Gonzales, Texas, established in 1984. It holds $768.9M in total assets across 8 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Sage Capital Bank, earns a TFS Financial Health Grade of A- (87.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
87.7 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Sage Capital Bank,HQ | 1606 N Sarah Dewitt Dr | Gonzales | TX | 11 |
| Sage Capital Bank, | 12223 Ranch Road 620 N | Austin | TX | 11 |
| Sage Capital Bank, | 501 S Colorado St | Lockhart | TX | 11 |
| Sage Capital Bank, | 121 S Magnolia Ave | Luling | TX | 11 |
| Sage Capital Bank, | 2009 State Highway 46 W | New Braunfels | TX | 11 |
| Sage Capital Bank, | 2201 Hunter Rd | San Marcos | TX | 11 |
| Sage Capital Bank, | 1406 N Avenue E | Shiner | TX | 11 |
| Sage Capital Bank, | 18966 Forty Six Pkwy | Spring Branch | TX | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
87.7
Tier 1 capital ratio
10.38%
Return on assets
1.38%
Non-performing loans
0.01%
Efficiency ratio
57.02%
Asset growth (YoY)
11.30%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.