Total Assets
$1.3B
Total Deposits
$1.1B
Branches
15
Established
1890
Legend Bank, N.A. is a bank headquartered in Bowie, Texas, established in 1890. It holds $1.3B in total assets across 15 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Legend Bank, N.A. earns a TFS Financial Health Grade of A (88.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
88.5 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Legend Bank, N.A.HQ | 101 W Tarrant St | Bowie | TX | 11 |
| Legend Bank, N.A. | 110 Franklin Street | Alvord | TX | 11 |
| Legend Bank, N.A. | 502 N Center St | Bonham | TX | 11 |
| Legend Bank, N.A. | 2232 N Center St | Bonham | TX | 23 |
| Legend Bank, N.A. | 45 Texas Highway 24 N | Cooper | TX | 11 |
| Legend Bank, N.A. | 1706 S Fm 51 | Decatur | TX | 11 |
| Legend Bank, N.A. | 910 W Business 380 | Decatur | TX | 21 |
| Legend Bank, N.A. | 3001 Western Center Blvd | Fort Worth | TX | 11 |
| Legend Bank, N.A. | 1002 E Omega St | Henrietta | TX | 11 |
| Legend Bank, N.A. | 115 Clay St | Nocona | TX | 11 |
| Legend Bank, N.A. | 6851 Ne Loop 820 | North Richland Hills | TX | 11 |
| Legend Bank, N.A. | 3608 Fm 691 | Sherman | TX | 11 |
| Legend Bank, N.A. | 2500 Highway 82 West | Whitesboro | TX | 11 |
| Legend Bank, N.A. | 201 W Grand St | Whitewright | TX | 11 |
| Legend Bank, N.A. | 3710 Fairway Blvd | Wichita Falls | TX | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
88.5
Tier 1 capital ratio
10.35%
Return on assets
1.95%
Non-performing loans
0.12%
Efficiency ratio
58.48%
Asset growth (YoY)
6.91%
Suggested direct comparisons
Dallas, TX
$33.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.