Total Assets
$395.4M
Total Deposits
$308.4M
Branches
15
Established
2006
Austin Capital Bank SSB is a bank headquartered in Austin, Texas, established in 2006. It holds $395.4M in total assets across 15 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Austin Capital Bank SSB earns a TFS Financial Health Grade of C- (62.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
62.3 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Austin Capital Bank SSBHQ | 3305 Steck Ave Ste 275 | Austin | TX | 11 |
| Austin Capital Bank SSB | 2990 N Litchfield Rd | Goodyear | AZ | 24 |
| Austin Capital Bank SSB | 6331 Skyway | Paradise | CA | 24 |
| Austin Capital Bank SSB | 685 Citadel Dr E Ste 290-9 | Colorado Springs | CO | 24 |
| Austin Capital Bank SSB | 4045 Pecos St | Denver | CO | 24 |
| Austin Capital Bank SSB | 5975 Shiloh Rd | Alpharetta | GA | 24 |
| Austin Capital Bank SSB | 8228 Mayfield Rd | Chesterland | OH | 24 |
| Austin Capital Bank SSB | 131 Maple Row Blvd Ste 401 | Hendersonville | TN | 24 |
| Austin Capital Bank SSB | 3305 Steck Ave Fl 3 | Austin | TX | 24 |
| Austin Capital Bank SSB | 2877 Bulverde Rd | Bulverde | TX | 24 |
| Austin Capital Bank SSB | 9101 Lbj Freeway, Suite 300-20 & 21 | Dallas | TX | 24 |
| Austin Capital Bank SSB | 1490 Rusk Rd | Round Rock | TX | 24 |
| Austin Capital Bank SSB | 12919 Southwest Fwy | Stafford | TX | 24 |
| Austin Capital Bank SSB | 475 N 300 W | Kaysville | UT | 24 |
| Austin Capital Bank SSB | 22525 Se 64th Pl Ste 2-Dd | Issaquah | WA | 24 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
62.3
Tier 1 capital ratio
10.22%
Return on assets
0.95%
Non-performing loans
0.30%
Efficiency ratio
86.02%
Asset growth (YoY)
-21.50%
Suggested direct comparisons
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Cuero, TX
$393.5M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.