Total Assets
$413.6M
Total Deposits
$350.8M
Branches
8
Established
1912
Farmers and Merchants Bank of South Carolina is a bank headquartered in Holly Hill, South Carolina, established in 1912. It holds $413.6M in total assets across 8 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Farmers and Merchants Bank of South Carolina earns a TFS Financial Health Grade of B (80.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
80.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Farmers and Merchants Bank of South CarolinaHQ | 8624 Old State Rd | Holly Hill | SC | 11 |
| Farmers and Merchants Bank of South Carolina | 7002 Charleston Hwy | Bowman | SC | 11 |
| Farmers and Merchants Bank of South Carolina | 7633 Freedom Rd | Branchville | SC | 11 |
| Farmers and Merchants Bank of South Carolina | 216 Boyce Lawton Dr | Cameron | SC | 11 |
| Farmers and Merchants Bank of South Carolina | 12064 Old Number Six Hwy | Eutawville | SC | 11 |
| Farmers and Merchants Bank of South Carolina | 221 E Main St | Moncks Corner | SC | 11 |
| Farmers and Merchants Bank of South Carolina | 2900 N Main St | Moncks Corner | SC | 11 |
| Farmers and Merchants Bank of South Carolina | 117 Church Rd | St. Stephen | SC | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
80.5
Tier 1 capital ratio
16.56%
Return on assets
1.80%
Non-performing loans
0.74%
Efficiency ratio
48.61%
Asset growth (YoY)
0.75%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.