Total Assets
$1.5B
Total Deposits
$1.3B
Branches
17
Established
1933
Ameriserv Financial Bank is a bank headquartered in Johnstown, Pennsylvania, established in 1933. It holds $1.5B in total assets across 17 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Ameriserv Financial Bank earns a TFS Financial Health Grade of C (68.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
68.5 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Ameriserv Financial BankHQ | 216 Franklin St | Johnstown | PA | 11 |
| Ameriserv Financial Bank | 12806 Shank Farm Way | Hagerstown | MD | 11 |
| Ameriserv Financial Bank | 101 S Main St | Carrolltown | PA | 11 |
| Ameriserv Financial Bank | 104 Sunshine Ave | Central City | PA | 11 |
| Ameriserv Financial Bank | 112 S Chestnut St | Derry | PA | 11 |
| Ameriserv Financial Bank | 179 Lovell Ave | Ebensburg | PA | 11 |
| Ameriserv Financial Bank | 1213 Scalp Ave | Johnstown | PA | 23 |
| Ameriserv Financial Bank | 110 Plaza Dr | Johnstown | PA | 11 |
| Ameriserv Financial Bank | 1404 Eisenhower Blvd | Johnstown | PA | 11 |
| Ameriserv Financial Bank | 135 Center St | Meyersdale | PA | 11 |
| Ameriserv Financial Bank | 1383 Shoemaker St | Nanty Glo | PA | 11 |
| Ameriserv Financial Bank | 4206 Crawford Ave | Northern Cambria | PA | 11 |
| Ameriserv Financial Bank | 60 Boulevard Of The Allies | Pittsburgh | PA | 11 |
| Ameriserv Financial Bank | 6858 Route 711 | Seward | PA | 11 |
| Ameriserv Financial Bank | 108 W Main St | Somerset | PA | 11 |
| Ameriserv Financial Bank | 1857 N Atherton St | State College | PA | 11 |
| Ameriserv Financial Bank | 1501 Somerset Ave | Windber | PA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
68.5
Tier 1 capital ratio
9.46%
Return on assets
0.88%
Non-performing loans
0.76%
Efficiency ratio
74.85%
Asset growth (YoY)
0.96%
Suggested direct comparisons
Pittsburgh, PA
$30.6B
$1.5B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.