Total Assets
$1.5B
Total Deposits
$1.2B
Branches
17
Established
1924
1st Summit Bank is a bank headquartered in Johnstown, Pennsylvania, established in 1924. It holds $1.5B in total assets across 17 branch locations. In our editorial opinion, based on public FDIC/NCUA data, 1st Summit Bank earns a TFS Financial Health Grade of C+ (70.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
70.9 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| 1st Summit BankHQ | 125 Donald Ln | Johnstown | PA | 11 |
| 1st Summit Bank | 5812 6th Avenue | Altoona | PA | 11 |
| 1st Summit Bank | 2600 Plank Road Cmns | Altoona | PA | 11 |
| 1st Summit Bank | 7538 Admiral Peary Hwy | Cresson | PA | 11 |
| 1st Summit Bank | 512 W High St | Ebensburg | PA | 11 |
| 1st Summit Bank | 5150 Us - Route 30 | Greensburg | PA | 11 |
| 1st Summit Bank | 1825 Oakland Ave | Indiana | PA | 11 |
| 1st Summit Bank | 454 Parkhill Dr | Johnstown | PA | 11 |
| 1st Summit Bank | 600 Main St | Johnstown | PA | 11 |
| 1st Summit Bank | 200 Town Centre Dr | Johnstown | PA | 11 |
| 1st Summit Bank | 1560 Menoher Blvd | Johnstown | PA | 11 |
| 1st Summit Bank | 332 Unity Plz | Latrobe | PA | 11 |
| 1st Summit Bank | 4510 William Penn Hwy | Murrysville | PA | 11 |
| 1st Summit Bank | 924 Main St | Portage | PA | 11 |
| 1st Summit Bank | 1148 Forest Hills Dr | Salix | PA | 11 |
| 1st Summit Bank | 367 Locust St | Sidman | PA | 11 |
| 1st Summit Bank | 404 N Center Ave | Somerset | PA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
70.9
Tier 1 capital ratio
8.61%
Return on assets
0.66%
Non-performing loans
0.44%
Efficiency ratio
74.72%
Asset growth (YoY)
5.68%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.