What is Civista Bank's financial health grade?

Civista Bank has a TFS Financial Health Grade of C+ (score: 78.6/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does Civista Bank have?

Civista Bank has 42 branch locations across the United States.

Is Civista Bank FDIC insured?

Yes, Civista Bank is FDIC insured (Certificate #12982).

What are the total assets of Civista Bank?

Civista Bank has total assets of $4.3B as reported in its most recent FDIC filing.

Civista Bank

BankSandusky, Ohio

www.civistabank.com

Total Assets

$4.3B

Total Deposits

$3.5B

Branches

Established

1884

TFS Health Grade

C+

78.6 / 100

Average financial health

How we grade

Civista Bank is a bank headquartered in Sandusky, Ohio, established in 1884. With $4.3B in total assets and 42 branch locations, it has a TFS Financial Health Grade of C+ (78.6/100).

Capital & Safety

Tier 1 Capital Ratio

12.29%(8%)

Total Capital Ratio

16.97%(10%)

Non-Performing Loan Ratio

0.95%

Profitability

Return on Assets (ROA)

1.22%(1%)

Return on Equity (ROE)

9.82%(10%)

Net Interest Margin

3.82%

Efficiency Ratio

62.63%(60%)

Lending & Liquidity

Total Loans

$3.3B

Loan-to-Deposit Ratio

92.69%

Net Charge-Off Ratio

Other banks in Ohio

VACATIONLAND

Sandusky, OH

$320.9M

ERIE COMMUNITY

Sandusky, OH

$39.8M

JPMorgan Chase Bank, National Association

Bank

Columbus, OH

$3752.7B

C-

U.S. Bank National Association

Bank

Branch	Address	City	State	Type
Civista BankHQ	100 E Water St	Sandusky	OH	11
Civista Bank	500 Green Blvd	Aurora	IN	11
Civista Bank	92 Walnut St	Lawrenceburg	IN	11
Civista Bank	19710 Stateline Rd	Lawrenceburg	IN	11
Civista Bank	215 W Eads Pkwy	Lawrenceburg	IN	11
Civista Bank	106 E Mill Rd	Milan	IN	11
Civista Bank	510 S Buckeye St	Osgood	IN	11
Civista Bank	111 East Us 50	Versailles	IN	11
Civista Bank	7600 Frey Rd	West Harrison	IN	11
Civista Bank	529 N Cleveland Massillon Rd	Akron	OH	11
Civista Bank	3723 Park East Dr	Beachwood	OH	11
Civista Bank	24 Main Street	Berlin Heights	OH	11
Civista Bank	124 E Court St	Bowling Green	OH	11
Civista Bank	208 S Washington St	Castalia	OH	11
Civista Bank	5600 N Hamilton Rd	Columbus	OH	11
Civista Bank	29 W Whipp Rd	Dayton	OH	11
Civista Bank	6400 Perimeter Dr	Dublin	OH	11
Civista Bank	13 Main St	Greenwich	OH	11
Civista Bank	119 Railway Ave	Holgate	OH	11
Civista Bank	7455 Old Troy Pike	Huber Heights	OH	11
Civista Bank	410 Cleveland Rd E	Huron	OH	11
Civista Bank	523 East St	Liberty Center	OH	11
Civista Bank	110 N Turkeyfoot Ave	Malinta	OH	11
Civista Bank	9700 Springboro Pike	Miamisburg	OH	11
Civista Bank	122 E Washington St	Napoleon	OH	11
Civista Bank	1423 Scott St	Napoleon	OH	11
Civista Bank	102 S Kibler St	New Washington	OH	11
Civista Bank	36 E Seminary St	Norwalk	OH	11
Civista Bank	207 Milan Ave	Norwalk	OH	11
Civista Bank	320 S Jefferson Ave	Plain City	OH	11
Civista Bank	49 Sandusky St	Plymouth	OH	11
Civista Bank	185 Se Catawba Rd	Port Clinton	OH	11
Civista Bank	330 South Orchard Island Road	Russells Point	OH	11
Civista Bank	702 W Perkins Ave	Sandusky	OH	11
Civista Bank	2100 E Perkins Ave	Sandusky	OH	11
Civista Bank	200 N Gamble St	Shelby	OH	11
Civista Bank	156 Mansfield Ave	Shelby	OH	11
Civista Bank	111 W Main St	Spencer	OH	11
Civista Bank	601 Scioto St	Urbana	OH	11
Civista Bank	502 S Main St	Wellington	OH	11
Civista Bank	205 S Detroit St	West Liberty	OH	11
Civista Bank	15 E Walton St	Willard	OH	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

Institution Details

Institution TypeBank

FDIC Certificate #12982

Primary RegulatorFED

FDIC/NCUA InsuredYes

Data sourced from FDIC / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.