Total Assets
$1.3B
Total Deposits
$1.1B
Branches
9
Established
1867
The Richwood Banking Company is a bank headquartered in Richwood, Ohio, established in 1867. It holds $1.3B in total assets across 9 branch locations. In our editorial opinion, based on public FDIC/NCUA data, The Richwood Banking Company earns a TFS Financial Health Grade of B+ (82.6/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
82.6 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching The Richwood Banking Company?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| The Richwood Banking CompanyHQ | 28 N Franklin St | Richwood | OH | 11 |
| The Richwood Banking Company | 120 E Sandusky Ave | Bellefontaine | OH | 11 |
| The Richwood Banking Company | 1512 W William St | Delaware | OH | 11 |
| The Richwood Banking Company | 4848 Napoleon St | Huntsville | OH | 11 |
| The Richwood Banking Company | 26 High Street | Larue | OH | 11 |
| The Richwood Banking Company | 249 W 5th St | Marysville | OH | 11 |
| The Richwood Banking Company | 601 W Main St | Plain City | OH | 11 |
| The Richwood Banking Company | 63 W Main St | Springfield | OH | 11 |
| The Richwood Banking Company | 2454 N Limestone St | Springfield | OH | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
82.6
Tier 1 capital ratio
10.76%
Return on assets
1.26%
Non-performing loans
1.28%
Efficiency ratio
63.95%
Asset growth (YoY)
5.63%
Columbus, OH
$283.1B
Minerva, OH
$1.3B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.