Total Assets
$871.7M
Total Deposits
$702.1M
Branches
19
Established
1902
Unified Bank is a bank headquartered in Martins Ferry, Ohio, established in 1902. It holds $871.7M in total assets across 19 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Unified Bank earns a TFS Financial Health Grade of B (77.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
77.1 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Unified BankHQ | 201 S 4th St | Martins Ferry | OH | 11 |
| Unified Bank | Howard And Dekalb Streets | Bridgeport | OH | 11 |
| Unified Bank | State Route 250 And Sharon Road | Colerain | OH | 11 |
| Unified Bank | 2 N Smith St | Dellroy | OH | 11 |
| Unified Bank | County Road 80 And North Wooster Avenue | Dover | OH | 11 |
| Unified Bank | 88 High St | Glouster | OH | 11 |
| Unified Bank | 318 E Main St | Jewett | OH | 11 |
| Unified Bank | 1321 E Main St | Lancaster | OH | 11 |
| Unified Bank | 201 N Columbus St | Lancaster | OH | 11 |
| Unified Bank | 873 Chestnut St | Nelsonville | OH | 11 |
| Unified Bank | 141 N Broadway St | New Philadelphia | OH | 11 |
| Unified Bank | 345 Highway 7 N | Powhatan Point | OH | 11 |
| Unified Bank | 100 Plaza Dr | Saint Clairsville | OH | 11 |
| Unified Bank | 68400 Stewart Dr | Saint Clairsville | OH | 11 |
| Unified Bank | 15 Sherrod Avenue | Sherrodsville | OH | 11 |
| Unified Bank | 202 N Wooster Ave | Strasburg | OH | 11 |
| Unified Bank | 303 Walden Ave | Tiltonsville | OH | 11 |
| Unified Bank | 700 7th St | Moundsville | WV | 11 |
| Unified Bank | 836 National Rd | Wheeling | WV | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
77.1
Tier 1 capital ratio
8.99%
Return on assets
1.38%
Non-performing loans
1.29%
Efficiency ratio
63.73%
Asset growth (YoY)
3.43%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.