Total Assets
$1.6B
Total Deposits
$1.4B
Branches
16
Established
1872
The Ohio Valley Bank Company is a bank headquartered in Gallipolis, Ohio, established in 1872. It holds $1.6B in total assets across 16 branch locations. In our editorial opinion, based on public FDIC/NCUA data, The Ohio Valley Bank Company earns a TFS Financial Health Grade of B- (74.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
74.0 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| The Ohio Valley Bank CompanyHQ | 420 3rd Ave | Gallipolis | OH | 11 |
| The Ohio Valley Bank Company | 2145 Eastern Ave | Gallipolis | OH | 12 |
| The Ohio Valley Bank Company | 420 3rd Ave | Gallipolis | OH | 13 |
| The Ohio Valley Bank Company | 100 Jackson Pike | Gallipolis | OH | 12 |
| The Ohio Valley Bank Company | 3035 State Route 160 | Gallipolis | OH | 11 |
| The Ohio Valley Bank Company | 1013 Ironton Hills Dr | Ironton | OH | 11 |
| The Ohio Valley Bank Company | 740 E Main St | Jackson | OH | 11 |
| The Ohio Valley Bank Company | 116 Jackson St | Oak Hill | OH | 11 |
| The Ohio Valley Bank Company | 27 N College Ave | Rio Grande | OH | 11 |
| The Ohio Valley Bank Company | 197 East Emmitt Avenue | Waverly | OH | 11 |
| The Ohio Valley Bank Company | 123 S Ohio Ave | Wellston | OH | 11 |
| The Ohio Valley Bank Company | 6431 Us Route 60 E | Barboursville | WV | 11 |
| The Ohio Valley Bank Company | 156 Mallard Lane | Mason | WV | 12 |
| The Ohio Valley Bank Company | 280 E Main St | Milton | WV | 11 |
| The Ohio Valley Bank Company | 2509 Jackson Ave | Point Pleasant | WV | 23 |
| The Ohio Valley Bank Company | 328 Viand St | Point Pleasant | WV | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
74.0
Tier 1 capital ratio
9.73%
Return on assets
0.89%
Non-performing loans
1.45%
Efficiency ratio
60.61%
Asset growth (YoY)
10.02%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.