Total Assets
$282.9M
Total Deposits
$231.2M
Branches
9
Established
1891
First Federal Bank of Ohio is a bank headquartered in Galion, Ohio, established in 1891. It holds $282.9M in total assets across 9 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First Federal Bank of Ohio earns a TFS Financial Health Grade of C- (64.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
64.3 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching First Federal Bank of Ohio?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First Federal Bank of OhioHQ | 140 N Columbus St | Galion | OH | 11 |
| First Federal Bank of Ohio | 123 S Marion St | Cardington | OH | 11 |
| First Federal Bank of Ohio | 901 Bucyrus Rd | Galion | OH | 11 |
| First Federal Bank of Ohio | 1495 Lexington Ave | Mansfield | OH | 11 |
| First Federal Bank of Ohio | 1748 W 4th St | Mansfield | OH | 11 |
| First Federal Bank of Ohio | 70 N Main St | Mount Gilead | OH | 11 |
| First Federal Bank of Ohio | 5502 Milan Rd | Sandusky | OH | 11 |
| First Federal Bank of Ohio | 200 Mansfield Ave | Shelby | OH | 11 |
| First Federal Bank of Ohio | 1660 W Market St | Tiffin | OH | 24 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
64.3
Tier 1 capital ratio
13.68%
Return on assets
0.35%
Non-performing loans
0.93%
Efficiency ratio
89.15%
Asset growth (YoY)
0.09%
Suggested direct comparisons
Cincinnati, OH
$299.2B
Fort Jennings, OH
$285.8M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.