What is First American Bank's financial health grade?

First American Bank has a TFS Financial Health Grade of A (score: 91.1/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does First American Bank have?

First American Bank has 21 branch locations across the United States.

Is First American Bank FDIC insured?

Yes, First American Bank is FDIC insured (Certificate #2240).

What are the total assets of First American Bank?

First American Bank has total assets of $1.9B as reported in its most recent FDIC filing.

First American Bank: TFS Grade & Financial Health

BankArtesia, New Mexico

www.firstamericanbanknm.com

Compare First American BankCD withdrawal tools

Total Assets

$1.9B

Total Deposits

$1.6B

Branches

Established

1903

First American Bank is a bank headquartered in Artesia, New Mexico, established in 1903. It holds $1.9B in total assets across 21 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First American Bank earns a TFS Financial Health Grade of A (91.1/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

91.1 / 100

Excellent financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

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Capital & Safety

Tier 1 Capital Ratio

11.79%(8%)

Total Capital Ratio

19.19%(10%)

Non-Performing Loan Ratio

0.53%

Profitability

Return on Assets (ROA)

2.89%(1%)

Return on Equity (ROE)

28.44%(10%)

Net Interest Margin

4.95%

Efficiency Ratio

40.18%(60%)

Lending & Liquidity

Total Loans

$1.2B

Loan-to-Deposit Ratio

70.30%

Net Charge-Off Ratio

Other banks in New Mexico

Western Bank

Bank

Artesia, NM

$350.5M

A-

ARTESIA

Artesia, NM

$168.4M

B+

NUSENDA

ALBUQUERQUE, NM

$5.0B

D+

SUNWARD

Albuquerque, NM

Branch	Address	City	State	Type
First American BankHQ	303 W Main St	Artesia	NM	11
First American Bank	1300 N White Sands Blvd	Alamogordo	NM	11
First American Bank	8110 Ventura St Ne	Albuquerque	NM	11
First American Bank	4301 The 25 Way Ne	Albuquerque	NM	11
First American Bank	206 W Quay Avenue	Artesia	NM	23
First American Bank	1401 Tom Foy Blvd	Bayard	NM	11
First American Bank	2201 W Pierce St	Carlsbad	NM	11
First American Bank	324 Mccombs Rd	Chaparral	NM	11
First American Bank	600 W Bender Blvd	Hobbs	NM	23
First American Bank	1220 W Joe Harvey Blvd	Hobbs	NM	11
First American Bank	2145 E Lohman Ave	Las Cruces	NM	11
First American Bank	1553 Avenida De Mesilla	Las Cruces	NM	11
First American Bank	19 W Washington Ave	Lovington	NM	11
First American Bank	3002 Southern Blvd Se	Rio Rancho	NM	11
First American Bank	3220 N Main St	Roswell	NM	11
First American Bank	111 E 5th St	Roswell	NM	11
First American Bank	1609 N Swan St	Silver City	NM	11
First American Bank	401 E Main Dr	El Paso	TX	11
First American Bank	125 N Mesa Hills Dr	El Paso	TX	11
First American Bank	9601 Gateway Blvd W	El Paso	TX	11
First American Bank	1726 N Zaragoza Rd	El Paso	TX	11

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

No institution-level regulatory actions are currently published in TFS's exact-ID registry. Coverage is curated and this does not prove that no action exists.

Institution Details

Institution TypeBank

FDIC Certificate #2240

Primary RegulatorFDIC

FDIC/NCUA InsuredYes

Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.

Same-period peer analysis · 2026-Q2

First American Bank compared with similar banks

Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.

Choose another

TFS health score

91.1

better than peers

88th percentileMedian 82.0

Tier 1 capital ratio

11.79%

better than peers

62nd percentileMedian 11.05%

Return on assets

2.89%

better than peers

97th percentileMedian 1.54%

Non-performing loans

0.53%

better than peers

55th percentileMedian 0.56%

Efficiency ratio

40.18%

better than peers

97th percentileMedian 56.43%

Asset growth (YoY)

2.28%

worse than peers

33rd percentileMedian 4.63%

Suggested direct comparisons

Closest useful peers

View NM rankings

Same state

Century Bank

Santa Fe, NM

$1.4B

B-

Same state

InBank

Raton, NM

$1.4B

A-

Same state

Citizens Bank of Las Cruces

Las Cruces, NM

$1.2B

First American Bank: TFS Grade & Financial Health

Capital & Safety

Profitability

Lending & Liquidity

Other banks in New Mexico

Western Bank

ARTESIA

NUSENDA

SUNWARD

Growth

Institution Details

First American Bank compared with similar banks

Closest useful peers

U.S. EAGLE

DEL NORTE