Total Assets
$1.1B
Total Deposits
$1.0B
Branches
13
Established
1922
Sturdy Savings Bank is a bank headquartered in Stone Harbor, New Jersey, established in 1922. It holds $1.1B in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Sturdy Savings Bank earns a TFS Financial Health Grade of B- (73.2/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
73.2 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Sturdy Savings BankHQ | 9417 3rd Ave | Stone Harbor | NJ | 11 |
| Sturdy Savings Bank | 2628 Dune Dr | Avalon | NJ | 11 |
| Sturdy Savings Bank | 701 Washington St | Cape May | NJ | 11 |
| Sturdy Savings Bank | 17 S Main St | Cape May Court House | NJ | 11 |
| Sturdy Savings Bank | 1224 Route 47 | Dennisville | NJ | 11 |
| Sturdy Savings Bank | 49 South Shore Road | Marmora | NJ | 11 |
| Sturdy Savings Bank | 3851 Bayshore Rd | North Cape May | NJ | 11 |
| Sturdy Savings Bank | 1900 New Jersey Ave | North Wildwood | NJ | 11 |
| Sturdy Savings Bank | 101 34th St | Ocean City | NJ | 11 |
| Sturdy Savings Bank | 661 Asbury Ave | Ocean City | NJ | 11 |
| Sturdy Savings Bank | 3195 Route 9 S | Rio Grande | NJ | 11 |
| Sturdy Savings Bank | 521 New Rd | Somers Point | NJ | 11 |
| Sturdy Savings Bank | 2201 Route 50 | Woodbine | NJ | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
73.2
Tier 1 capital ratio
9.68%
Return on assets
0.75%
Non-performing loans
0.15%
Efficiency ratio
72.07%
Asset growth (YoY)
1.21%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.