Total Assets
$1.2B
Total Deposits
$925.1M
Branches
14
Established
1887
Somerset Regal Bank is a bank headquartered in Bound Brook, New Jersey, established in 1887. It holds $1.2B in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Somerset Regal Bank earns a TFS Financial Health Grade of B- (76.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
76.9 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Somerset Regal BankHQ | 220 W Union Ave | Bound Brook | NJ | 11 |
| Somerset Regal Bank | 141 Broad St | Flemington | NJ | 11 |
| Somerset Regal Bank | 39 Columbia Tpke | Florham Park | NJ | 11 |
| Somerset Regal Bank | 66 W Mount Pleasant Ave | Livingston | NJ | 11 |
| Somerset Regal Bank | 41 S Main St | Manville | NJ | 11 |
| Somerset Regal Bank | 1305 Bound Brook Rd | Middlesex | NJ | 11 |
| Somerset Regal Bank | 290 Millburn Ave | Millburn | NJ | 11 |
| Somerset Regal Bank | 802 Somerset Street | Raritan | NJ | 11 |
| Somerset Regal Bank | 180 Eagle Rock Ave | Roseland | NJ | 11 |
| Somerset Regal Bank | 464 Elizabeth Ave | Somerset | NJ | 11 |
| Somerset Regal Bank | 64 W End Ave | Somerville | NJ | 11 |
| Somerset Regal Bank | 899 Mountain Avenue | Springfield | NJ | 11 |
| Somerset Regal Bank | 641 Eagle Rock Ave | West Orange | NJ | 11 |
| Somerset Regal Bank | 410 Us 22 | Whitehouse Station | NJ | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
76.9
Tier 1 capital ratio
13.81%
Return on assets
0.34%
Non-performing loans
0.00%
Efficiency ratio
79.28%
Asset growth (YoY)
9.67%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.