Total Assets
$1.0B
Total Deposits
$893.0M
Branches
17
Established
1905
Sturgis Bank & Trust Company is a bank headquartered in Sturgis, Michigan, established in 1905. It holds $1.0B in total assets across 17 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Sturgis Bank & Trust Company earns a TFS Financial Health Grade of B- (73.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
73.9 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Sturgis Bank & Trust CompanyHQ | 113 E Chicago Rd | Sturgis | MI | 11 |
| Sturgis Bank & Trust Company | 232 W Monroe St | Bangor | MI | 11 |
| Sturgis Bank & Trust Company | 863 W Chicago Rd | Bronson | MI | 11 |
| Sturgis Bank & Trust Company | 158 W Main St | Centreville | MI | 11 |
| Sturgis Bank & Trust Company | 125 N Main St | Climax | MI | 11 |
| Sturgis Bank & Trust Company | 110 S Blackstone Ave | Colon | MI | 11 |
| Sturgis Bank & Trust Company | 1001 W Michigan Ave | Marshall | MI | 11 |
| Sturgis Bank & Trust Company | 929 S 11th St | Niles | MI | 11 |
| Sturgis Bank & Trust Company | 1210 W Milham Ave | Portage | MI | 11 |
| Sturgis Bank & Trust Company | 8025 Creekside Dr | Portage | MI | 11 |
| Sturgis Bank & Trust Company | 3125 Cleveland Ave | Saint Joseph | MI | 11 |
| Sturgis Bank & Trust Company | 320 Main St | Saint Joseph | MI | 11 |
| Sturgis Bank & Trust Company | 73881 M 43 | South Haven | MI | 11 |
| Sturgis Bank & Trust Company | 365 Center St | South Haven | MI | 11 |
| Sturgis Bank & Trust Company | 1001 S Centerville Rd | Sturgis | MI | 23 |
| Sturgis Bank & Trust Company | 115 N Main St | Three Rivers | MI | 11 |
| Sturgis Bank & Trust Company | 122 W Chicago Rd | White Pigeon | MI | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
73.9
Tier 1 capital ratio
8.63%
Return on assets
1.03%
Non-performing loans
0.92%
Efficiency ratio
73.48%
Asset growth (YoY)
4.55%
Suggested direct comparisons
Grand Rapids, MI
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Kalamazoo, MI
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.