Total Assets
$3.7B
Total Deposits
$3.1B
Branches
28
Established
1997
Macatawa Bank, National Association is a bank headquartered in Holland, Michigan, established in 1997. It holds $3.7B in total assets across 28 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Macatawa Bank, National Association earns a TFS Financial Health Grade of B+ (85.8/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
85.8 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Macatawa Bank, National AssociationHQ | 10753 Macatawa Dr | Holland | MI | 21 |
| Macatawa Bank, National Association | 6299 Lake Michigan Dr | Allendale | MI | 11 |
| Macatawa Bank, National Association | 2261 84th St Sw | Byron Center | MI | 11 |
| Macatawa Bank, National Association | 132 Blue Star Hwy | Douglas | MI | 11 |
| Macatawa Bank, National Association | 15135 Whittaker Way | Grand Haven | MI | 11 |
| Macatawa Bank, National Association | 116 Ottawa Ave Nw | Grand Rapids | MI | 11 |
| Macatawa Bank, National Association | 4590 Cascade Rd Se | Grand Rapids | MI | 11 |
| Macatawa Bank, National Association | 3177 Knapp St Ne | Grand Rapids | MI | 11 |
| Macatawa Bank, National Association | 1575 68th St Se | Grand Rapids | MI | 11 |
| Macatawa Bank, National Association | 2440 Burton St Se | Grand Rapids | MI | 11 |
| Macatawa Bank, National Association | 6330 28th St Se | Grand Rapids | MI | 11 |
| Macatawa Bank, National Association | 3191 44th St Sw | Grandville | MI | 11 |
| Macatawa Bank, National Association | 4758 136th Ave | Hamilton | MI | 11 |
| Macatawa Bank, National Association | 20 E Lakewood Blvd | Holland | MI | 11 |
| Macatawa Bank, National Association | 12415 Riley St | Holland | MI | 11 |
| Macatawa Bank, National Association | 141 E 8th St | Holland | MI | 11 |
| Macatawa Bank, National Association | 701 Maple Ave | Holland | MI | 11 |
| Macatawa Bank, National Association | 489 Butternut Dr | Holland | MI | 11 |
| Macatawa Bank, National Association | 145 Columbia Ave | Holland | MI | 29 |
| Macatawa Bank, National Association | 699 E 16th St | Holland | MI | 11 |
| Macatawa Bank, National Association | 3526 Chicago Dr | Hudsonville | MI | 11 |
| Macatawa Bank, National Association | 2020 Baldwin St | Jenison | MI | 11 |
| Macatawa Bank, National Association | 520 Baldwin St | Jenison | MI | 11 |
| Macatawa Bank, National Association | 2820 10 Mile Rd Ne | Rockford | MI | 11 |
| Macatawa Bank, National Association | 2750 Walker Ave Nw | Walker | MI | 11 |
| Macatawa Bank, National Association | 5271 Clyde Park Ave Sw | Wyoming | MI | 11 |
| Macatawa Bank, National Association | 41 N State St | Zeeland | MI | 11 |
| Macatawa Bank, National Association | 500 Parkside Dr | Zeeland | MI | 29 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
85.8
Tier 1 capital ratio
10.74%
Return on assets
1.77%
Non-performing loans
0.08%
Efficiency ratio
32.36%
Asset growth (YoY)
5.87%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.