Total Assets
$1.1B
Total Deposits
$892.7M
Branches
13
Established
1903
United Bank of Michigan is a bank headquartered in Grand Rapids, Michigan, established in 1903. It holds $1.1B in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, United Bank of Michigan earns a TFS Financial Health Grade of B+ (82.2/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
82.2 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching United Bank of Michigan?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| United Bank of MichiganHQ | 900 East Paris Ave Se | Grand Rapids | MI | 11 |
| United Bank of Michigan | 8301 Byron Center Ave Sw | Byron Center | MI | 11 |
| United Bank of Michigan | 8540 Broadmoor Ave Se | Caledonia | MI | 11 |
| United Bank of Michigan | 132 S Main St | Clarksville | MI | 11 |
| United Bank of Michigan | 1796 142nd Ave | Dorr | MI | 11 |
| United Bank of Michigan | 6801 Cascade Rd Se | Grand Rapids | MI | 11 |
| United Bank of Michigan | 44 Ionia Ave Sw | Grand Rapids | MI | 11 |
| United Bank of Michigan | 167 S River Ave | Holland | MI | 11 |
| United Bank of Michigan | 102 W Main St | Hopkins | MI | 11 |
| United Bank of Michigan | 1884 Baldwin St | Jenison | MI | 11 |
| United Bank of Michigan | 155 Marcell Dr Ne | Rockford | MI | 11 |
| United Bank of Michigan | 2404 Patterson | Shelbyville | MI | 11 |
| United Bank of Michigan | 1131 W Superior St | Wayland | MI | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
82.2
Tier 1 capital ratio
10.61%
Return on assets
1.29%
Non-performing loans
0.06%
Efficiency ratio
62.37%
Asset growth (YoY)
2.26%
Suggested direct comparisons
Grand Rapids, MI
$5.7B
$988.9M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.