Total Assets
$1.3B
Total Deposits
$1.2B
Branches
11
Established
1917
First State Bank is a bank headquartered in Eastpointe, Michigan, established in 1917. It holds $1.3B in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First State Bank earns a TFS Financial Health Grade of B (79.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
79.0 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First State BankHQ | 16100 E 9 Mile Rd | Eastpointe | MI | 11 |
| First State Bank | 53950 Gratiot Ave | Chesterfield | MI | 11 |
| First State Bank | 44990 N Groesbeck Hwy | Clinton Township | MI | 11 |
| First State Bank | 41240 Hayes Rd | Clinton Township | MI | 11 |
| First State Bank | 53050 Romeo Plank Rd | Macomb | MI | 11 |
| First State Bank | 67225 Gratiot Ave | Richmond | MI | 11 |
| First State Bank | 1575 S Rochester Rd | Rochester Hills | MI | 11 |
| First State Bank | 23600 Greater Mack Ave | St. Clair Shores | MI | 11 |
| First State Bank | 24335 Harper Ave | St. Clair Shores | MI | 11 |
| First State Bank | 2032 19 Mile Rd | Sterling Heights | MI | 11 |
| First State Bank | 11555 26 Mile Rd | Washington Township | MI | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
79.0
Tier 1 capital ratio
10.01%
Return on assets
1.24%
Non-performing loans
0.81%
Efficiency ratio
62.82%
Asset growth (YoY)
4.58%
Suggested direct comparisons
Grand Rapids, MI
$7.5B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.