Total Assets
$553.6M
Total Deposits
$453.7M
Branches
13
Established
1895
Eastern Michigan Bank is a bank headquartered in Croswell, Michigan, established in 1895. It holds $553.6M in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Eastern Michigan Bank earns a TFS Financial Health Grade of B (77.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
77.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Eastern Michigan BankHQ | 65 N Howard Ave | Croswell | MI | 21 |
| Eastern Michigan Bank | 37 N Horward Ave | Croswell | MI | 11 |
| Eastern Michigan Bank | 66 N Howard Ave | Croswell | MI | 24 |
| Eastern Michigan Bank | 3636 Main St | Deckerville | MI | 11 |
| Eastern Michigan Bank | 3061 Krafft Rd | Fort Gratiot | MI | 11 |
| Eastern Michigan Bank | 7090 Lakeshore Rd | Lakeport | MI | 11 |
| Eastern Michigan Bank | 5446 Main St | Lexington | MI | 11 |
| Eastern Michigan Bank | 355 South Parker Street | Marine City | MI | 11 |
| Eastern Michigan Bank | 2970 Gratiot Blvd | Marysville | MI | 11 |
| Eastern Michigan Bank | 600 Water St | Port Huron | MI | 11 |
| Eastern Michigan Bank | 1430 Military St | Port Huron | MI | 23 |
| Eastern Michigan Bank | 7004 E Atwater Rd | Ruth | MI | 11 |
| Eastern Michigan Bank | 324 S Elk St | Sandusky | MI | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
77.3
Tier 1 capital ratio
11.99%
Return on assets
1.42%
Non-performing loans
0.63%
Efficiency ratio
48.60%
Asset growth (YoY)
9.73%
Suggested direct comparisons
Grand Rapids, MI
$7.5B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.